3928 Bluff St, Torrance, CA 90505 Property Records

Los Angeles County property record for 3928 Bluff St, Torrance, CA 90505

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,120 sqft · built 1956
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on File
Last Sale$657,000 (Jul 2010)
Tax Bill$15,775 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7534-030-018

Property Details

APN / Parcel Number

Primary APN7534-030-018

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,120 sqft Living Area

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeWood
Roof TypeHip
Roof MaterialGravel
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address3928 BLUFF ST
CityTORRANCE
StateCA
Zip90505-6362
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTORR-LO
Legal DescriptionWALTERIA VAC ST ADJ ON NE AND NE 135 FT OF LOT 33 BLK 15
Legal SubdivisionWALTERIA
Legal Block15
Legal Lot Number33
JurisdictionLOS ANGELES CA
Township / Civil DivisionTORRANCE
Census Block Group2
Census Block2004
Census Tract651302

Owner

3928 Bluff St is owned and occupied by two individuals who bought it in July 2010.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address3928 BLUFF ST, TORRANCE, CA 90505-6362
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE CAPITAL PARTNERS INC
Jun 27, 2017Grant Deed, Transfer
MUFG UNION BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2010 · Amount on File
Deed SaleJul 23, 2010 · Amount on File
Deed Document Number20101011990
Prior Transfer DateJul 19, 2010
Prior Transfer Doc0001011989
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOS ANGELES CA
Property Address3928 BLUFF ST, TORRANCE, CA 90505-6362
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3928 BLUFF ST, TORRANCE, CA 90505-6362

Mortgage

Document Number0000271653
DateFeb 18, 2021
Instrument21-0271653
Lender
NameMORTGAGE CAPITAL PARTNERS INC
TypeMortgage Company
AddressLOS ANGELES, CA 90025
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLOS ANGELES CA
Recording DateJun 27, 2017
Property Address3928 BLUFF ST, TORRANCE, CA 90505-6362
Document Number0000712812
Instrument DateJun 1, 2017
Instrument712812
Transaction TypeTransfer
Record UpdatedJul 6, 2017
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,317.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3928 BLUFF ST TORRANCE CA 905056362, TORRANCE, CA 90505-6362

Mortgage

Document Number712813
DateJun 27, 2017
Instrument712813
Lender
NameMUFG UNION BK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
AmountAmount on Record
Term360 Months
DueJun 26, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3928 Bluff St was $15,775.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLos Angeles County
MunicipalityTorrance City
Unified School DistrictTorrance Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,418,180 (+2%) Land $1,093,588 Building $324,592
2025$15,775.00$1,390,374 Land $1,072,146 Building $318,228
2023$15,260.00 (+1.35%)$1,336,386 Land $1,030,514 Building $305,872
2022$15,057.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3928 Bluff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3928 Bluff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRANCE-CITY, WATER DEPT.
serves 106,183 people · EPA ID CA1910213
Water SourcePurchased surface water from METROPOLITAN WATER DIST. OF SO. CAL.
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Cox Communications, GeoLinks, Starry.

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