3927 Pratt St, Plano, IL 60545 Property Records

Kendall County property record for 3927 Pratt St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	1,580 sqft · built 2007
Lot Size	0.396 acres (17,267 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Sep 2023)
Tax Bill	$6,191 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-25-127-095`

Property Details

APN / Parcel Number

Primary APN	`01-25-127-095`

Interior

Stories	2 Stories
Building Area	1,580 sqft Living Area
Gross Area	1,932 sqft
1st Floor Area	1,580 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,267 sqft (0.396 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3927 PRATT ST
City	PLANO
State	IL
Zip	60545-2282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 727-2 RYLAND AT LAKEWOOD SPRINGS CONDOS & % INTEREST IN COMMON AREA, CITY OF PLANO
Legal Subdivision	RYLAND AT LAKEWOOD SPRINGS CONDOS
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3064
Census Tract	890501

Owner

Source: Kendall County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	115 W GALENA BLVD, 208, AURORA, IL 60506-4790
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Special Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Aug 5, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EARTHMOVER CU
Sep 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HOME STATE BANK NA
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jun 9, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONAL TITLE SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Prior Sale	Sep 2, 2021 · Amount on Record
Deed Document Number	202310899
Prior Transfer Date	Mar 19, 2014
Prior Transfer Doc	0000004340
Record Updated	Sep 20, 2026

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Sep 22, 2023
Property Address	3927 PRATT ST, PLANO, IL 60545-2282
Document Number	0000010899
Map Reference	DOC 20040002518148
Instrument Date	Sep 8, 2023
Instrument	202300010899
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	SATURN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	291 FERRYVILLE DR, LK IN THE HLS, IL 60156-5864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3927 PRATT ST, PLANO, IL 60545-2282

Mortgage

Document Number	0000010900
Date	Sep 22, 2023
Instrument	202300010900

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000010901
Date	Sep 22, 2023
Instrument	202300010901

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2028

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3927 PRATT ST, PLANO, IL 60545-2282
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020733
Date	Aug 5, 2021
Instrument	202100020733

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	69507

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jun 10, 2036

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Sep 2, 2021
Property Address	3927 PRATT ST, PLANO, IL 60545-2282
Document Number	0000023260
Map Reference	DOC 200400025148
Instrument Date	Jul 13, 2021
Instrument	202100023260
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 PAR DR, ALGONQUIN, IL 60102-6358

Mortgage

Document Number	0000023261
Date	Sep 2, 2021
Instrument	202100023261

Lender

Name	HOME STATE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Aug 2, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3927 PRATT ST, PLANO, IL 60545-2282
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001991
Date	Feb 22, 2019
Instrument	201900001991

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2044

Interest

Rate Type	Fixed Rate
Rate	5.12%

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Jun 9, 2017
Property Address	3927 PRATT ST, PLANO, IL 60545-2282
Document Number	0000008708
Map Reference	DOC200500007529
Instrument Date	Jun 1, 2017
Instrument	201700008708
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3927 PRATT ST, PLANO, IL 60545-2219

Mortgage

Document Number	, 201700008704
Date	Jun 9, 2017
Instrument	201700008704

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,228 (+58.52%) Land $7,375 Building $78,853	$258,684 (+58.52%) Land $22,125 Building $236,559
2024	$6,191.00
2022		$54,396 Land $4,991 Building $49,405	$163,188 Land $14,973 Building $148,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Rise Broadband Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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