3923 Pratt St, Plano, IL 60545 Property Records

Kendall County property record for 3923 Pratt St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	1,585 sqft · built 2007
Lot Size	0.348 acres (15,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,000 (Mar 2020)
Tax Bill	$6,378 (2024)
Deeds & Mortgages	Oct 2021 Transfer Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-25-127-102`

Property Details

APN / Parcel Number

Primary APN	`01-25-127-102`

Interior

Stories	2 Stories
Building Area	1,585 sqft Living Area
Gross Area	2,025 sqft
1st Floor Area	1,585 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,136 sqft (0.348 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3923 PRATT ST
City	PLANO
State	IL
Zip	60545-2282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 726-4 RYLAND AT LAKEWOOD SPRINGS CONDOS & % INTEREST IN COMMON AREA, CITY OF PLANO
Legal Subdivision	RYLAND AT LAKEWOOD SPRINGS CONDOS
Legal Lot Number	726
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3064
Census Tract	890501

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3923 PRATT ST, PLANO, IL 60545-2282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Transfer on Death Deed, Transfer ATTORNEY
Oct 25, 2021	Transfer on Death Deed, Transfer ATTORNEY
Mar 31, 2020	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Prior Sale	Jan 29, 2010 · Amount on Record
Deed Document Number	20204958
Last Transfer Date	Oct 4, 2021
Transfer Doc	0000027764
Record Updated	Sep 20, 2026

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 25, 2021
Property Address	3923 PRATT ST, PLANO, IL 60545-2282
Document Number	0000027764
Map Reference	DOC 200400025148
Instrument Date	Oct 4, 2021
Instrument	202100027764
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 25, 2021
Property Address	3923 PRATT ST, PLANO, IL 60545-2282
Document Number	0000027765
Map Reference	DOC 200400025148
Instrument Date	Oct 4, 2021
Instrument	202100027765
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 31, 2020
Property Address	3923 PRATT ST, PLANO, IL 60545-2282
Document Number	0000004958
Map Reference	DOC 200400025148
Instrument Date	Mar 11, 2020
Instrument	202000004958
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2619 EVERCREST CT, 2619, NAPERVILLE, IL 60564-4624

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	422 BYRON CT, WHEATON, IL 60187-5960

Mortgage

Document Number	0000004959
Date	Mar 31, 2020
Instrument	202000004959

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,097 (+58.55%) Land $7,375 Building $81,722	$267,291 (+58.55%) Land $22,125 Building $245,166
2024	$6,378.00
2022		$56,194 Land $4,991 Building $51,203	$168,582 Land $14,973 Building $153,609

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Rise Broadband Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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