3924 Pratt St, Plano, IL 60545 Property Records

Kendall County property record for 3924 Pratt St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,585 sqft · built 2006
Lot Size	0.312 acres (13,582 sqft)
Owner	2 Company Names on Record
Last Sale	$175,000 (Dec 2021)
Tax Bill	$7,057 (2025)
Deeds & Mortgages	Aug 2022 Transfer Dec 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01-25-204-022`

Property Details

APN / Parcel Number

Primary APN	`01-25-204-022`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,585 sqft Living Area
Gross Area	2,025 sqft
1st Floor Area	1,585 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,582 sqft (0.312 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3924 PRATT ST
City	PLANO
State	IL
Zip	60545-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 715-4 RYLAND AT LAKEWOOD SPRINGS CONDOS & % INTEREST IN COMMON AREA, CITY OF PLANO
Legal Subdivision	RYLAND AT LAKEWOOD SPRINGS CONDOS
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3060
Census Tract	890501

Owner

Source: Kendall County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	551 PEREGRINE PKWY, BARTLETT, IL 60103-1241
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 9, 2021	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 18, 2021	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 8, 2017	Deed of Trust, Mortgage QUICKEN LNS
Oct 4, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Oct 19, 2017	Grant Deed CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC
Jun 30, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Prior Sale	Oct 18, 2021 · Amount on Record
Deed Document Number	202132258
Prior Transfer Date	Dec 6, 2021
Prior Transfer Doc	0000013155
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 5, 2022
Property Address	3924 PRATT ST, PLANO, IL 60545-2219
Document Number	0000013155
Map Reference	DOC 200400025148
Instrument Date	Dec 6, 2021
Instrument	202200013155
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	551 PEREGRINE PKWY, 551, BARTLETT, IL 60103-1241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 S SCHMALE RD, CAROL STREAM, IL 60188-2755

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Dec 9, 2021
Property Address	3924 PRATT ST, PLANO, IL 60545-2219
Document Number	0000032258
Map Reference	DOC 200400025148
Instrument Date	Sep 14, 2021
Instrument	202100032258
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5270 BIRCHWOOD RD, 5270, SPRING HILL, FL 34608-2206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12009 WINTERBERRY LN, PLAINFIELD, IL 60585-5692
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032259
Date	Dec 9, 2021
Instrument	202100032259

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 18, 2021
Property Address	3924 PRATT ST, PLANO, IL 60545-2219
Document Number	0000027009
Map Reference	DOC 200400025148
Instrument Date	Sep 14, 2021
Instrument	202100027009
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5270 BIRCHWOOD RD, 5270, SPRING HILL, FL 34608-2206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12009 WINTERBERRY LN, PLAINFIELD, IL 60585-5692
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027010
Date	Oct 18, 2021
Instrument	202100027010

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3924 PRATT ST, PLANO, IL 60545-2219
Document Number	0000016694
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3924 PRATT ST PLANO IL 605452219, PLANO, IL 60545-2219

Mortgage

Document Number	0000016694
Date	Oct 19, 2017
Instrument	16694

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 4, 2017
Property Address	3924 PRATT ST, PLANO, IL 60545-2219
Document Number	0000015797
Instrument Date	Sep 7, 2017
Instrument	15797
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	CARRINGTON TITLE PARTNERS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	885 COTTONWOOD DR ELWOOD IL 604216093, ELWOOD, IL 60421-6093

Mortgage

Document Number	15798
Date	Oct 4, 2017
Instrument	15798

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

October 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 19, 2017
Property Address	3924 PRATT ST, PLANO, IL 60545-2219
Document Number	0000016693
Instrument Date	Sep 7, 2017
Instrument	16693
Record Updated	Jan 11, 2019
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transaction

Amount	Amount Recorded
Tax	$151.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	885 COTTONWOOD DR ELWOOD IL 604216093, ELWOOD, IL 60421-6093

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 30, 2017
Property Address	3924 PRATT ST, PLANO, IL 60545-2219
Document Number	0000010131
Instrument Date	Apr 3, 2017
Instrument	10131
Transaction Type	Foreclosure
Record Updated	Aug 1, 2017

Transaction

Amount	Amount Recorded
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1730 PARK ST #119 NAPERVILLE IL 605632611, 119, NAPERVILLE, IL 60563-2611

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,057.00 (+2.69%)	$89,097 (+58.55%) Land $7,375 Building $81,722	$267,291 (+58.55%) Land $22,125 Building $245,166
2024	$6,872.00
2022		$56,194 Land $4,991 Building $51,203	$168,582 Land $14,973 Building $153,609

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Rise Broadband Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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