3924 E Ryan St, Inverness, FL 34453 Property Records

Citrus County property record for 3924 E Ryan St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 2016
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Apr 2016)
Tax Bill	$2,197 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0030-01090-064.0`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0030-01090-064.0`
Alternative APNs	`0219S19E0030010900640` `1648963`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,384 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Parking Spaces	4 Parking Spaces
Pool Area	384 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1648963
Old Parcel Number	0219S19E0030010900640
Street Address	3924 E RYAN ST
City	INVERNESS
State	FL
Zip	34453-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HGLDS UNIT 3 PB 2 PG 103 LOTS 64 65 66 & 67 BLK 109
Legal Range	19E
Legal Township	19S
Legal Section	01
Legal Subdivision	INVERNESS HIGHLANDS UNIT 3
Legal Block	109
Legal Lot Number	64-67 65
Legal Unit	3
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1104
Census Tract	450705

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3924 E RYAN ST, INVERNESS, FL 34453-9783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Sep 30, 2020	Deed of Trust, Mortgage · FHA Mortgage REM CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2016 · Amount on Record
Deed Sale	Apr 8, 2016 · Amount on Record
Prior Sale	Oct 29, 2015 · Amount on Record
Deed Document Number	2016015640
Deed Book / Page	2750 / 0913
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3924 E RYAN ST, INVERNESS, FL 34453-9783
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3924 E RYAN ST, INVERNESS, FL 34453-9783

Mortgage

Document Number	0033090268
Date	Aug 5, 2022
Book Page	3309/268
Instrument	2022055141

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	156 Months
Due	Aug 4, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3924 E RYAN ST, INVERNESS, FL 34453-9783
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	BURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3924 E RYAN ST, INVERNESS, FL 34453-9783

Mortgage

Document Number	0032072054
Date	Sep 22, 2021
Book Page	3207/2054
Instrument	2021065401

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3924 E RYAN ST, INVERNESS, FL 34453-9783
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3924 E RYAN ST, INVERNESS, FL 34453-9783

Mortgage

Document Number	0030952026
Date	Sep 30, 2020
Book Page	3095/2026
Instrument	2020052161

Lender

Name	REM CORPORATION
Type	Non-Lending Institution
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	May 1, 2046

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,197.00 (+5.52%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$247,499 (-0.62%) Land $8,560 Building $238,939	$247,499 (-0.62%) Land $8,560 Building $238,939
2024	$2,082.00 (-0.86%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$249,043 (-2.23%) Land $7,440 Building $241,603	$249,043 (-2.23%) Land $7,440 Building $241,603
2023	$2,100.00 (+32.91%) Homeowner's exemption Additional exemption filed	$254,730 (+31.55%) Land $6,800 Building $247,930	$254,730 (+31.55%) Land $6,800 Building $247,930
2022	$1,580.00 Homeowner's exemption Additional exemption filed	$193,631 Land $4,400 Building $189,231	$193,631 Land $4,400 Building $189,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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