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3924 Cold Spring Rd, Williamsburg, VA 23188 Property Records

James City County property record for 3924 Cold Spring Rd, Williamsburg, VA 23188 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,487 sqft · built 2006
Lot Size0.482 acres (20,996 sqft)
Owner2 Individual Names on File
Last Sale$547,900 (Jun 2006)
Tax Bill$5,819 (2025)
Deeds & MortgagesApr 2026 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN38-3 16-0-0064

Property Details

APN / Parcel Number

Primary APN38-3 16-0-0064
Alternative APN
  • 26780

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,487 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area20,996 sqft (0.482 acres)
Garage TypeAttached
Garage Area586 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area225 sqft
Deck Area354 sqft
Patio Area354 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number26780
Street Address3924 COLD SPRING RD
CityWILLIAMSBURG
StateVA
Zip23188-2781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-64 PH-6B POWHATAN SECONDARY
Legal SubdivisionPOWHATAN SECONDARY
Legal Phase6B
Legal Lot Number64
JurisdictionJAMES CITY VA
Township / Civil DivisionJAMESTOWN
Census Block Group2
Census Block2015
Census Tract80209

Owner

Source: James City County records · APN 38-3 16-0-0064

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3924 COLD SPRING RD, WILLIAMSBURG, VA 23188-2781
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2006 · Amount on Record
Deed SaleJun 27, 2006 · Amount on Record
Deed Document Number60015336
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Recording DateApr 27, 2026
Property Address3924 COLD SPRING RD, WILLIAMSBURG, VA 23188-2781
Document Number0000004974
Instrument DateApr 20, 2026
Instrument20264974
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3924 COLD SPRING RD, WILLIAMSBURG, VA 23188-2781

Mortgage

Document Number0000004974,
DateApr 27, 2026
Instrument20264974
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2046
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address3924 COLD SPRING RD, WILLIAMSBURG, VA 23188-2781
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyLAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210005841
DateMar 26, 2021
Instrument210005841
Lender
NameQUICKEN LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051
Interest
Rate TypeFixed Rate
Rate3.38%

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,819.00 (+6.42%)$701,100 (+40.73%) Land $116,400 Building $584,700$701,100 (+40.73%) Land $116,400 Building $584,700
2024$5,468.00 (+32.24%)
2023$4,135.00$498,200 Land $82,200 Building $416,000$498,200 Land $82,200 Building $416,000
2022$4,135.00 (+5.62%)
2019$3,915.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950802092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 93 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100

May also be available at this address: T-Mobile USA, Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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