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4005 Cold Spring Rd, Williamsburg, VA 23188 Property Records

James City County property record for 4005 Cold Spring Rd, Williamsburg, VA 23188 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,072 sqft · built 2007
Lot Size0.376 acres (16,379 sqft)
OwnerIndividual Name on File
Last Sale$480,000 (May 2018)
Tax Bill$5,456 (2025)
Deeds & MortgagesMay 2020 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN38-3 16-0-0050

Property Details

APN / Parcel Number

Primary APN38-3 16-0-0050
Alternative APN
  • 26766

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,072 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area16,379 sqft (0.376 acres)
Garage TypeAttached
Garage Area709 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area307 sqft
Deck Area423 sqft
Patio Area423 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number26766
Street Address4005 COLD SPRING RD
CityWILLIAMSBURG
StateVA
Zip23188-2782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-50 PH-6B POWHATAN SECONDARY
Legal SubdivisionPOWHATAN SECONDARY
Legal Phase6B
Legal Lot Number50
JurisdictionJAMES CITY VA
Township / Civil DivisionJAMESTOWN
Census Block Group2
Census Block2003
Census Tract80209

Owner

Source: James City County records · APN 38-3 16-0-0050

Assessment roll updated October 14, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4005 COLD SPRING RD, WILLIAMSBURG, VA 23188-2782
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MTG
May 03, 2018Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 03, 2018 · Amount on Record
Deed SaleMay 03, 2018 · Amount on Record
Prior SaleOct 19, 2007 · Amount on Record
Deed Document Number20188128
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address4005 COLD SPRING RD, WILLIAMSBURG, VA 23188-2782
Document Number0000007439
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4005 COLD SPRING RD WILLIAMSBURG VA 231882782, WILLIAMSBURG, VA 23188-2782

Mortgage

Document Number0000007439
DateMay 26, 2020
Instrument7439
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 25, 2035
Interest
Rate TypeFixed Rate

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateMay 03, 2018
Property Address4005 COLD SPRING RD, WILLIAMSBURG, VA 23188-2782
Document Number0000008128
Instrument DateApr 11, 2018
Instrument8128
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4005 COLD SPRING RD WILLIAMSBURG VA 231882782, WILLIAMSBURG, VA 23188-2782

Mortgage

Document Number8131
DateMay 03, 2018
Instrument8131
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated October 14, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,456.00 (+6.42%)$657,400 (+35.8%) Land $105,200 Building $552,200$657,400 (+35.8%) Land $105,200 Building $552,200
2024$5,127.00 (+27.6%)
2023$4,018.00$484,100 Land $82,200 Building $401,900$484,100 Land $82,200 Building $401,900
2022$4,018.00 (+7.18%)
2019$3,749.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950802092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskLow
above 2% of the US · above 1% of Virginia
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyFiber8,000 / 8,000
Cox CommunicationsCable2,000 / 100
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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