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3916 Cold Spring Rd, Williamsburg, VA 23188 Property Records

James City County property record for 3916 Cold Spring Rd, Williamsburg, VA 23188 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,132 sqft · built 2004
Lot Size0.415 acres (18,077 sqft)
Owner2 Company Names on File
Last Sale$397,610 (Apr 2004)
Tax Bill$5,943 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Mar 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN38-3 16-0-0065

Property Details

APN / Parcel Number

Primary APN38-3 16-0-0065
Alternative APN
  • 26781

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,132 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area18,077 sqft (0.415 acres)
Garage TypeAttached
Garage Area567 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area273 sqft
Deck Area256 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number26781
Street Address3916 COLD SPRING RD
CityWILLIAMSBURG
StateVA
Zip23188-2781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-65 PH-6B POWHATAN SECONDARY
Legal SubdivisionPOWHATAN SECONDARY
Legal Phase6B
Legal Lot Number65
JurisdictionJAMES CITY VA
Township / Civil DivisionJAMESTOWN
Census Block Group2
Census Block2015
Census Tract80209

Owner

Source: James City County records · APN 38-3 16-0-0065

Assessment roll updated October 14, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3916 COLD SPRING RD, WILLIAMSBURG, VA 23188-2781
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Deed of Trust, Mortgage · Line of Credit
BAYPORT CU
Mar 30, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 07, 2004 · Amount on Record
Deed SaleApr 07, 2004 · Amount on Record
Deed Document Number2004400009794
Last Transfer DateDec 11, 2024
Transfer Doc0202416148
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address3916 COLD SPRING RD, WILLIAMSBURG, VA 23188-2781
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202600885
DateJan 23, 2026
Instrument202600885
Lender
NameBAYPORT CU
TypeCredit Union
AddressNEWPORT NEWS, VA 23606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term144 Months
DueJan 22, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address3916 COLD SPRING RD, WILLIAMSBURG, VA 23188-2781
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210006008
DateMar 30, 2021
Instrument210006008
Lender
NameNEWPORT NEWS SHIPBUILDING EMPLOYEES CRED
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term59 Months
DueFeb 17, 2026
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated October 14, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,943.00 (+6.41%)$716,100 (+44.96%) Land $108,900 Building $607,200$716,100 (+44.96%) Land $108,900 Building $607,200
2024$5,585.00 (+36.22%)
2023$4,100.00$494,000 Land $82,200 Building $411,800$494,000 Land $82,200 Building $411,800
2022$4,100.00 (+6%)
2019$3,868.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950802092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 93 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100

May also be available at this address: T-Mobile USA, Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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