3923 Skipper Rd, Middleburg, FL 32068 Property Records

Clay County property record for 3923 Skipper Rd, Middleburg, FL 32068

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 1,755 sqft · built 1990
Lot Size	3.82 acres (166,399 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Apr 2022)
Tax Bill	$919 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`35-05-24-006756-003-01`

Property Details

APN / Parcel Number

Primary APN	`35-05-24-006756-003-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,755 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	166,399 sqft (3.82 acres)
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	3923 SKIPPER RD
City	MIDDLEBURG
State	FL
Zip	32068-7106
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	AR
Legal Description	PT OF NE1/4 A/K/A PT LOTS 19 & 20 OSCEOLA FOREST UNIT C AS REC OR 4920 PG 783
Legal Range	24E
Legal Township	05S
Legal Section	35
Legal Subdivision	OSCEOLA FOREST UNIT C
Legal Lot Number	19,20
Legal Unit	C
Jurisdiction	CLAY FL
Township / Civil Division	PENNEY FARMS
Census Block Group	1
Census Block	1004
Census Tract	31201

Owner

3923 Skipper Rd, residential vacant land, is owned by two individuals who bought it in April 2022.

Source: Clay County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2070 BALSEY RD, ALVA, FL 33920-3653
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VYSTAR CU
Mar 25, 2022	Warranty Deed, Transfer REALTY TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on File
Deed Sale	Apr 6, 2022 · Amount on File
Prior Sale	Mar 25, 2022 · Amount on File
Deed Document Number	202221899
Deed Book / Page	4592 / 834
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 6, 2022
Property Address	3923 SKIPPER RD, MIDDLEBURG, FL 32068-7106
Document Number	0045920834
Book / Page	4592 / 834
Instrument Date	Mar 28, 2022
Instrument	2022021899
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022
Title Company	REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1824 BLANDING BLVD, 1824, JACKSONVILLE, FL 32210-1904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 PECAN PARK RD # 433, 433, JACKSONVILLE, FL 32218-1602
Investor	Possibly a Property Investor

Mortgage

Document Number	0004592838
Date	Apr 6, 2022
Instrument	4592/838

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 25, 2022
Property Address	3923 SKIPPER RD, MIDDLEBURG, FL 32068-7106
Document Number	0045880237
Book / Page	4588 / 237
Instrument Date	Mar 24, 2022
Instrument	2022019510
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	REALTY TITLE INC

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4400 COTTON GIN CT, 4400, MIDDLEBURG, FL 32068-5012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1824 BLANDING BLVD, JACKSONVILLE, FL 32210-1904

Tax Assessment & Valuation

The 2025 property tax bill for 3923 Skipper Rd was $919, up 1.5% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$919.00 (+1.55%)	$60,299 Land $60,299	$60,299 Land $60,299
2024	$905.00 (-1.09%)
2023	$915.00 (+97.2%)	$60,299 (+97.7%) Land $60,299	$60,299 (+97.7%) Land $60,299
2022	$464.00	$30,500 Land $30,500	$30,500 Land $30,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3923 Skipper Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	31 (1992–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 19 claims Tropical Storm Debby, Jun 2012 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3923 Skipper Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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