3900 Skipper Rd, Middleburg, FL 32068 Property Records

Clay County property record for 3900 Skipper Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,263 sqft · built 1982
Lot Size	1.68 acres (73,224 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Jan 2026)
Tax Bill	$4,381 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`35-05-24-006756-017-00`

Property Details

APN / Parcel Number

Primary APN	`35-05-24-006756-017-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,263 sqft Heated Area
Gross Area	2,794 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	73,224 sqft (1.68 acres)
Lot Dimensions	407 ft deep x 180 ft wide
Garage Area	531 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3900 SKIPPER RD
City	MIDDLEBURG
State	FL
Zip	32068-7105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 14 OSCEOLA FOREST UNIT C AS REC O R 4554 PG 2043
Legal Range	24
Legal Township	05
Legal Section	35
Legal Subdivision	OSCEOLA FOREST
Legal Lot Number	14
Legal Unit	C
Jurisdiction	CLAY FL
Township / Civil Division	PENNEY FARMS
Census Block Group	1
Census Block	1004
Census Tract	31201

Owner

Source: Clay County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3900 SKIPPER RD, MIDDLEBURG, FL 32068-7105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Warranty Deed, Transfer · VA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on File
Deed Sale	Jan 29, 2026 · Amount on File
Prior Sale	Jan 4, 2022 · Amount on File
Deed Document Number	2026004198
Deed Book / Page	5009 / 747
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 29, 2026
Property Address	3900 SKIPPER RD, MIDDLEBURG, FL 32068-7105
Document Number	0050090747
Book / Page	5009 / 747
Instrument Date	Jan 14, 2026
Instrument	2026004198
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	928 W 11TH ST N, WICHITA, KS 67203-3509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 SKIPPER RD, MIDDLEBURG, FL 32068-7105

Mortgage

Document Number	0005009750
Date	Jan 29, 2026
Instrument	5009/750

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 4, 2022
Property Address	3900 SKIPPER RD, MIDDLEBURG, FL 32068-7105
Document Number	0045542043
Book / Page	4554 / 2043
Instrument Date	Dec 30, 2021
Instrument	2022000618
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 HERBS RD, 9, WHITTIER, NC 28789-9200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 SKIPPER RD, MIDDLEBURG, FL 32068-7105

Mortgage

Document Number	0045542046
Date	Jan 4, 2022
Instrument	4554/2046

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,381.00 (-0.77%) Homeowner's exemption	$327,412 (+5.99%)	$388,344 (+17.63%) Land $23,720 Building $364,624
2023	$4,415.00 (+5.8%) Homeowner's exemption	$308,918 (+3%)	$330,152 (+10.08%) Land $23,720 Building $306,432
2022	$4,173.00 Homeowner's exemption	$299,921 Land $23,720 Building $276,201	$299,921 Land $23,720 Building $276,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	31 (1992–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 19 claims Tropical Storm Debby, Jun 2012 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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