3910 Skipper Rd, Middleburg, FL 32068 Property Records

Clay County property record for 3910 Skipper Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1986
Lot Size	3.16 acres (137,649 sqft)
Owner	2 Individual Names on Record
Last Sale	$64,000 (Feb 2001)
Tax Bill	$1,368 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`35-05-24-006756-002-07`

Property Details

APN / Parcel Number

Primary APN	`35-05-24-006756-002-07`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,248 sqft Heated Area
Gross Area	2,730 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	137,649 sqft (3.16 acres)
Lot Dimensions	550 ft deep x 250 ft wide
Porch	Porch
Porch Area	234 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Street Address	3910 SKIPPER RD
City	MIDDLEBURG
State	FL
Zip	32068-7105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF S35T5R24 A/K/A LOT 6 AUCTION MAP SANDY LANDING AS RECO R 1918 PG 164
Legal Range	24
Legal Township	05
Legal Section	35
Legal Subdivision	SANDY LNDG
Legal Lot Number	6
Jurisdiction	CLAY FL
Township / Civil Division	PENNEY FARMS
Census Block Group	1
Census Block	1004
Census Tract	31201

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3910 SKIPPER RD, MIDDLEBURG, FL 32068-7105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2001 · Amount on Record
Deed Sale	Feb 28, 2001 · Amount on Record
Deed Document Number	200107913
Deed Book / Page	1918 / 0164
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3910 SKIPPER RD, MIDDLEBURG, FL 32068-7105
Document Number	0040831097
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	May 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1957 BIRCH RUN E ORANGE PARK FL 320732556, ORANGE PARK, FL 32073-2556

Mortgage

Document Number	0040831097
Date	May 14, 2018
Book Page	004083/001097
Instrument	24587

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,368.00 (-13.69%) Homeowner's exemption	$129,845 (+5.99%)	$155,827 (+9.83%) Land $63,200 Building $92,627
2023	$1,585.00 (+11.7%) Homeowner's exemption	$122,511 (+3%)	$141,883 (+5.34%) Land $63,200 Building $78,683
2022	$1,419.00 Homeowner's exemption	$118,943	$134,687 Land $63,200 Building $71,487

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	31 (1992–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 19 claims Tropical Storm Debby, Jun 2012 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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