3922 Cobalt Ave E, Jacksonville, FL 32210 Property Records

Duval County property record for 3922 Cobalt Ave E, Jacksonville, FL 32210

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,595 sqft · built 1957
Lot Size	0.294 acres (12,819 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Dec 2016)
Tax Bill	$1,455 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`016706-0000`

Property Details

APN / Parcel Number

Primary APN	`016706-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,595 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	1,295 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,819 sqft (0.294 acres)
Lot Dimensions	160 ft deep x 80 ft wide
Porch	Unfinished Open Porch
Porch Area	165 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3922 COBALT AVE E
City	JACKSONVILLE
State	FL
Zip	32210-5048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	27-26 37-3S-25E CEDAR HILLS ESTATES UNIT 1 LOT 25 BLK 8
Legal Range	25E
Legal Township	03S
Legal Section	37
Legal Subdivision	CEDAR HILLS EST UNIT 01
Legal Block	8
Legal Lot Number	25
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	3
Census Block	3004
Census Tract	12900

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3922 COBALT AVE E, JACKSONVILLE, FL 32210-5048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2016 · Amount on Record
Deed Sale	Dec 1, 2016 · Amount on Record
Deed Book / Page	17814 / 819
Prior Transfer Date	Feb 23, 2006
Prior Transfer Doc	0131150952
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3922 COBALT AVE E, JACKSONVILLE, FL 32210-5048
Document Number	0183490560
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3922 COBALT AVE E JACKSONVILLE FL 322105048, JACKSONVILLE, FL 32210-5048

Mortgage

Document Number	0183490560
Date	Apr 13, 2018
Book Page	018349/000560
Instrument	86753

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 12, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,689 (+2.7%)	$164,750 (-0.88%) Land $41,196 Building $123,554
2025	$1,455.00 (+16.77%) Homeowner's exemption	$101,937 (+5.99%)	$166,207 (+6.45%) Land $40,000 Building $126,207
2024	$1,246.00 (+3.75%)
2023	$1,201.00 (+10.49%) Homeowner's exemption	$96,180 (+3%)	$156,136 (+3.94%) Land $35,000 Building $121,136
2022	$1,087.00 Homeowner's exemption	$93,379	$150,221 Land $35,000 Building $115,221

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1992–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Nearby Properties on Cobalt Ave E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures