3939 Cobalt Ave E, Jacksonville, FL 32210 Property Records

Duval County property record for 3939 Cobalt Ave E, Jacksonville, FL 32210

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,459 sqft · built 1958
Lot Size	0.213 acres (9,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jul 2019)
Tax Bill	$2,246 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016677-0000`

Property Details

APN / Parcel Number

Primary APN	`016677-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,459 sqft Living Area
Gross Area	2,130 sqft
1st Floor Area	1,264 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,280 sqft (0.213 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	368 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3939 COBALT AVE E
City	JACKSONVILLE
State	FL
Zip	32210-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	27-26 37-3S-25E CEDAR HILLS ESTATES UNIT 1 LOT 32 BLK 7
Legal Range	25E
Legal Township	03S
Legal Section	37
Legal Subdivision	CEDAR HILLS EST UNIT 01
Legal Block	7
Legal Lot Number	32
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	3
Census Block	3000
Census Tract	12900

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3939 COBALT AVE E, JACKSONVILLE, FL 32210-5047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2021	Deed of Trust, Mortgage · FHA Mortgage US NATIONAL BANK
Jul 1, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Aug 25, 2016 · Amount on Record
Deed Document Number	2019152917
Deed Book / Page	18847 / 1198
Prior Transfer Date	Jun 30, 2015
Prior Transfer Doc	0172190184
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3939 COBALT AVE E, JACKSONVILLE, FL 32210-5047
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3939 COBALT AVE E, JACKSONVILLE, FL 32210-5047

Mortgage

Document Number	0197771529
Date	Jun 26, 2021
Book Page	19777/1529
Instrument	2021158121

Lender

Name	US NATIONAL BANK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 1, 2019
Property Address	3939 COBALT AVE E, JACKSONVILLE, FL 32210-5047
Document Number	0188471198
Book / Page	18847 / 1198
Map Reference	MB 27 PG 26,26A&26B
Instrument Date	Jun 21, 2019
Instrument	2019152917
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEYS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8145 RAYMOND ST, 8145, JACKSONVILLE, FL 32221-6775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3939 COBALT AVE E, JACKSONVILLE, FL 32210-5047

Mortgage

Document Number	0188471200
Date	Jul 1, 2019
Instrument	18847/1200

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,451 (+2.7%)	$194,827 (-0.92%) Land $40,000 Building $154,827
2025	$2,246.00 (+11.19%) Homeowner's exemption	$146,496 (+5.99%)	$196,638 (+6.24%) Land $40,000 Building $156,638
2024	$2,020.00 (+3.27%)
2023	$1,956.00 (+9.76%) Homeowner's exemption	$138,222 (+3%)	$185,094 (+4.09%) Land $35,000 Building $150,094
2022	$1,782.00 Homeowner's exemption	$134,197	$177,824 Land $35,000 Building $142,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1992–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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