3903 Cobalt Ave E, Jacksonville, FL 32210 Property Records

Duval County property record for 3903 Cobalt Ave E, Jacksonville, FL 32210

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 1957
Lot Size	0.37 acres (16,113 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jun 2022)
Tax Bill	$1,349 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016672-0000`

Property Details

APN / Parcel Number

Primary APN	`016672-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,590 sqft Living Area
Gross Area	1,926 sqft
1st Floor Area	1,590 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,113 sqft (0.37 acres)
Lot Dimensions	130 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	12 sqft
Patio Area	33 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3903 COBALT AVE E
City	JACKSONVILLE
State	FL
Zip	32210-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	27-26 37-3S-25E CEDAR HILLS ESTATES UNIT 1 LOT 27 (EX S 3FT) BLK 7
Legal Range	25E
Legal Township	03S
Legal Section	37
Legal Subdivision	CEDAR HILLS EST UNIT 01
Legal Block	7
Legal Lot Number	27
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	3
Census Block	3000
Census Tract	12900

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3903 COBALT AVE E, JACKSONVILLE, FL 32210-5047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Jul 2, 2008 · Amount on Record
Deed Document Number	2022172791
Deed Book / Page	20342 / 1483
Prior Transfer Date	Mar 16, 2011
Prior Transfer Doc	0155610875
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 30, 2022
Property Address	3903 COBALT AVE E, JACKSONVILLE, FL 32210-5047
Document Number	0203421483
Book / Page	20342 / 1483
Map Reference	MB 27 PG 26
Instrument Date	Jun 17, 2022
Instrument	2022172791
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3903 COBALT AVE E, JACKSONVILLE, FL 32210-5047
Investor	Possibly a Property Investor

Mortgage

Document Number	0203421485
Date	Jun 30, 2022
Instrument	20342/1485

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,555 (+2.7%)	$179,595 (+2.61%) Land $54,537 Building $125,058
2025	$1,349.00 (+18.02%) Homeowner's exemption	$95,964 (+5.99%)	$175,023 (+5.33%) Land $40,000 Building $135,023
2024	$1,143.00 (+3.91%)
2023	$1,100.00 (+16.53%) Homeowner's exemption	$90,544 (+6.57%)	$166,171 (+4.61%) Land $35,000 Building $131,171
2022	$944.00 Homeowner's exemption	$84,959	$158,849 Land $35,000 Building $123,849

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1992–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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