3921 Estancia Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 3921 Estancia Dr, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,878 sqft · built 2000
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Aug 2021)
Tax Bill	$9,045 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2021 Transfer
Flood Zone	Zone A99 (high risk)
APN	`158-674-27-00`

Property Details

APN / Parcel Number

Primary APN	`158-674-27-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,878 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3921 ESTANCIA DR
City	OCEANSIDE
State	CA
Zip	92058-7987
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-H
Legal Description	LOT 196 TR 013723
Legal Subdivision	RIO VISTA
Legal Tract	013723
Legal Block	2
Legal Lot Number	196
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18622

Owner

3921 Estancia Dr is owned and occupied by two individuals who bought it in August 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3921 ESTANCIA DR, OCEANSIDE, CA 92058-7987
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 19, 2021	Intrafamily Transfer, Transfer CORINTHIAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2021 · Amount on File
Deed Sale	Aug 19, 2021 · Amount on File
Prior Sale	Dec 14, 1999 · Amount on File
Deed Document Number	2021593248
Prior Transfer Date	Aug 16, 2021
Prior Transfer Doc	0000593247
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 19, 2021
Property Address	3921 ESTANCIA DR, OCEANSIDE, CA 92058-7987
Document Number	0000593248
Map Reference	MAP 13723
Instrument Date	Aug 16, 2021
Instrument	2021-0593248
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3921 ESTANCIA DR, OCEANSIDE, CA 92058-7987

Mortgage

Document Number	0000593249
Date	Aug 19, 2021
Instrument	2021-0593249

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 19, 2021
Property Address	3921 ESTANCIA DR, OCEANSIDE, CA 92058-7987
Document Number	0000593247
Map Reference	MAP 13723
Instrument Date	Aug 16, 2021
Instrument	2021-0593247
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26682 STRAFFORD, MISSION VIEJO, CA 92692-4110

Tax Assessment & Valuation

The 2025 property tax bill for 3921 Estancia Dr was $9,045 with a homeowner's exemption, up 1.9% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$828,058 (+2%) Land $481,681 Building $346,377
2025	$9,045.00 (+1.95%) Homeowner's exemption	$811,823 Land $472,237 Building $339,586
2024	$8,872.00 (+3.2%)
2023	$8,597.00 (+1.55%) Homeowner's exemption	$780,300 Land $453,900 Building $326,400
2022	$8,466.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3921 Estancia Dr in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 69 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	102 units insured incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3921 Estancia Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

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