3929 Estancia Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 3929 Estancia Dr, Oceanside, CA 92058 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 2000
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Mar 2012)
Tax Bill	$4,485 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2023 Line of Credit + 5 more
Flood Zone	Zone A99 (high risk)
APN	`158-674-25-00`

Property Details

APN / Parcel Number

Primary APN	`158-674-25-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,776 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3929 ESTANCIA DR
City	OCEANSIDE
State	CA
Zip	92058-7987
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 194 TR 013723
Legal Subdivision	RIO VISTA
Legal Tract	013723
Legal Block	2
Legal Lot Number	194
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18622

Owner

Source: San Diego County records · APN 158-674-25-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3929 ESTANCIA DR, OCEANSIDE, CA 92058-7987
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 06, 2017	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage USAA
Apr 06, 2018	Deed of Trust, Mortgage · Line of Credit MISSION FED'L SVC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2012 · Amount on Record
Deed Sale	Mar 16, 2012 · Amount on Record
Prior Sale	Sep 23, 2011 · Amount on Record
Deed Document Number	2012154232
Last Transfer Date	Dec 01, 2012
Transfer Doc	0000820919
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 01, 2026
Property Address	3929 ESTANCIA DR, OCEANSIDE, CA 92058-7987
Document Number	0000155761
Instrument Date	May 27, 2026
Instrument	2026155761
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3929 ESTANCIA DR, OCEANSIDE, CA 92058-7987

Mortgage

Document Number	0000155761,
Date	Jun 01, 2026
Instrument	2026155761

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3929 ESTANCIA DR, OCEANSIDE, CA 92058-7987
Transaction Type	Mortgage
Record Updated	Mar 08, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3929 ESTANCIA DR, OCEANSIDE, CA 92058-7987

Mortgage

Document Number	0000049298
Date	Feb 27, 2023
Instrument	2023-0049298

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3929 ESTANCIA DR, OCEANSIDE, CA 92058-7987
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3929 ESTANCIA DR, OCEANSIDE, CA 92058-7987

Mortgage

Document Number	0000711455
Date	Oct 12, 2021
Instrument	2021-0711455

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3929 ESTANCIA DR, OCEANSIDE, CA 92058-7987
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000303484
Date	Jul 06, 2017
Instrument	2017-0303484

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jul 31, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3929 ESTANCIA DR, OCEANSIDE, CA 92058-7987
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408548
Date	Jul 27, 2020
Instrument	2020-0408548

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3929 ESTANCIA DR, OCEANSIDE, CA 92058-7987
Document Number	0000553508
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3929 ESTANCIA DR OCEANSIDE CA 920587987, OCEANSIDE, CA 92058-7987

Mortgage

Document Number	0000553508
Date	Nov 27, 2019
Instrument	553508

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3929 ESTANCIA DR, OCEANSIDE, CA 92058-7987
Document Number	0000142535
Instrument Date	Apr 06, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3929 ESTANCIA DR OCEANSIDE CA 920587987, OCEANSIDE, CA 92058-7987

Mortgage

Document Number	0000142535
Date	Apr 11, 2018
Instrument	142535

Lender

Name	MISSION FED'L SVC
Address	SAN DIEGO, CA 92191-9023

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$404,603 (+2%) Land $115,595 Building $289,008
2025	$4,485.00 (+5.18%)	$396,671 (+4.04%) Land $113,329 Building $283,342
2023	$4,264.00 (+1.55%)	$381,270 Land $108,929 Building $272,341
2022	$4,199.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186222, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A99 federal flood protection under construction
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 69 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	102 units insured 33 under condo master policies

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 645 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
AT&T	DSL	100 / 20

May also be available at this address: Verizon, T-Mobile USA, AT&T, Generate-Ubiquity Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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