3916 Estancia Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 3916 Estancia Dr, Oceanside, CA 92058

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,067 sqft · built 2000
Lot Size0.164 acres (7,150 sqft)
Owner2 Individual Names on Record
Last Sale$226,500 (Feb 2000)
Tax Bill$4,038 (2025)
Deeds & MortgagesDec 2020 Mortgage
Nov 2019 Mortgage
Flood ZoneZone A99 (high risk)
APN158-674-36-00

Property Details

APN / Parcel Number

Primary APN158-674-36-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,067 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area7,150 sqft (0.164 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3916 ESTANCIA DR
CityOCEANSIDE
StateCA
Zip92058-7983
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-H
Legal DescriptionLOT 205 TR 013723
Legal SubdivisionRIO VISTA
Legal Tract013723
Legal Block2
Legal Lot Number205
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18622

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3916 ESTANCIA DR, OCEANSIDE, CA 92058-7983
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
COASTAL PACIFIC LENDING INC
Nov 11, 2019Deed of Trust, Mortgage · FHA Mortgage
ISERVE RESID'L LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2000 · Amount on Record
Deed SaleFeb 9, 2000 · Amount on Record
Deed Document Number200068404
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3916 ESTANCIA DR, OCEANSIDE, CA 92058-7983
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3916 ESTANCIA DR, OCEANSIDE, CA 92058-7983

Mortgage

Document Number0000842078
DateDec 29, 2020
Instrument2020-0842078
Lender
NameCOASTAL PACIFIC LENDING INC
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3916 ESTANCIA DR, OCEANSIDE, CA 92058-7983
Document Number0000529084
Instrument DateNov 11, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3916 ESTANCIA DR OCEANSIDE CA 920587983, OCEANSIDE, CA 92058-7983

Mortgage

Document Number0000529084
DateNov 15, 2019
Instrument529084
Lender
NameISERVE RESID'L LNDG
AddressSAN DIEGO, CA 92127
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$370,952 (+2%) Land $97,222 Building $273,730
2025$4,038.00 (+5.27%) Homeowner's exemption$363,679 (+4.04%) Land $95,316 Building $268,363
2023$3,836.00 (+1.59%) Homeowner's exemption$349,559 Land $91,616 Building $257,943
2022$3,776.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A99
high risk · federal flood protection under construction
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 69 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies102 units insured
incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

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