3920 Memory Ln, Waterloo, IA 50702 Property Records

Black Hawk County property record for 3920 Memory Ln, Waterloo, IA 50702 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2014
Square Footage	1,145 sqft Living Area
Lot Size	8,120 sqft (0.186 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (2014)
Tax Bill	$4,306.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8812-18-376-053`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,145 sqft Living Area
1st Floor	1,145 sqft 1st Floor
Basement Area	1,145 sqft Basement
Finished Basement	875 sqft Finished
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Split Foyer Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,120 sqft (0.186 acres)
Depth X Width	116 ft x 70 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	480 sqft Garage
Deck Area	Deck Area
Patio Area	64 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3920 MEMORY LN
City	WATERLOO
State	IA
Zip	50702-4847
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CEDAR HILLS SECOND ADDITION A REPLAT OF TRACTS A & B LOT 3 EXC THE W 10 FT
Legal Range	12W
Legal Township	88N
Legal Section	18
Legal Subdivision	CEDAR HILLS SECOND ADDITION
Legal Tract	A
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	3
Census Block	3012
Census Tract	3001

Owner

Source: Black Hawk County records · APN 8812-18-376-053

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3920 MEMORY LN, WATERLOO, IA 50702-4847
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 20, 2014 · Amount on Record
Deed Sale	Oct 20, 2014 · Amount on Record
Prior Sale	Apr 09, 2013 · Amount on Record
Deed Doc Number	2014201500006850
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,306.00	$234,060 (+17.91%) Land $19,740 Building $214,320	$234,060 (+17.91%) Land $19,740 Building $214,320
2024	$4,306.00 (+16.25%)
2023		$198,510 (+17.68%) Land $19,740 Building $178,770	$198,510 (+17.68%) Land $19,740 Building $178,770
2022	$3,704.00	$168,690 Land $19,740 Building $148,950
2021			$168,690 Land $19,740 Building $148,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.