Black Hawk County property record for 3914 Memory Ln, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,282 sqft · built 2006 |
| Lot Size | 0.401 acres (17,482 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,812 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8812-18-376-035 |
| Primary APN | 8812-18-376-035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 1,282 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Basement Area | 1,282 sqft |
| Finished Basement | 350 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,482 sqft (0.401 acres) |
| Lot Dimensions | 185 ft deep x 70 ft wide |
| Deck Area | 256 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3914 MEMORY LN |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR HILLS SECOND ADDITION A REPLAT OF TRACTS A & B LOT 5 |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 18 |
| Legal Subdivision | CEDAR HILLS SECOND ADDITION |
| Legal Tract | A |
| Legal Lot Number | 5 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 3001 |
Source: Black Hawk County records · APN 8812-18-376-035
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3914 MEMORY LN, WATERLOO, IA 50702-4847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,812.00 Homeowner's exemption | $215,540 (+15.91%) Land $27,970 Building $187,570 | $215,540 (+15.91%) Land $27,970 Building $187,570 |
| 2024 | $3,812.00 (+14.34%) | ||
| 2023 | $185,960 (+15.75%) Land $27,970 Building $157,990 | $185,960 (+15.75%) Land $27,970 Building $157,990 | |
| 2022 | $3,334.00 Homeowner's exemption | $160,660 Land $27,970 Building $132,690 | |
| 2021 | $160,660 Land $27,970 Building $132,690 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 4% of the US · above 28% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 321 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Waterloo Telecommunications Utility | Fiber | 10,000 / 10,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
May also be available at this address: Mediacom Communications, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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