Black Hawk County property record for 3924 Memory Ln, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,456 sqft Living Area |
| Lot Size | 14,550 sqft (0.334 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $184,000 (2015) |
| Tax Bill | $4,682.00 (2025) |
| Primary APN | 8812-18-376-032 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,456 sqft Living Area |
| 1st Floor | 1,456 sqft 1st Floor |
| Basement Area | 1,456 sqft Basement |
| Finished Basement | 725 sqft Finished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 14,550 sqft (0.334 acres) |
| Depth X Width | 150 ft x 72 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 59 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3924 MEMORY LN |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4847 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CEDAR HILLS SECOND ADDITION A REPLAT OF TRACTS A & B LOT 2 |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 18 |
| Legal Subdivision | CEDAR HILLS SECOND ADDITION |
| Legal Tract | A |
| Legal Lot Number | 2 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 3001 |
Source: Black Hawk County records · APN 8812-18-376-032
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3924 MEMORY LN, WATERLOO, IA 50702-4847 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 20, 2018 | Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION |
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2015 · Amount on Record |
| Deed Sale | Dec 10, 2015 · Amount on Record |
| Prior Sale | Mar 16, 2011 · Amount on Record |
| Deed Doc Number | 20152016-00010598 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 3924 MEMORY LN, WATERLOO, IA 50702-4847 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201800017068 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 201800017068 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 177 Months |
| Due | Jan 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 3924 MEMORY LN, WATERLOO, IA 50702-4847 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200011392 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 202200011392 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2031 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,682.00 Homeowner's exemption | $263,300 (+16.47%) Land $27,130 Building $236,170 | $263,300 (+16.47%) Land $27,130 Building $236,170 |
| 2024 | $4,682.00 (+15.04%) | ||
| 2023 | $226,070 (+16.4%) Land $27,130 Building $198,940 | $226,070 (+16.4%) Land $27,130 Building $198,940 | |
| 2022 | $4,070.00 Homeowner's exemption | $194,220 Land $27,130 Building $167,090 | |
| 2021 | $194,220 Land $27,130 Building $167,090 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures