3920 Maple Valley Dr, Cumming, GA 30040 Property Records

Forsyth County property record for 3920 Maple Valley Dr, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 847 sqft · built 1998
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Feb 2026)
Tax Bill	$2,995 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`129-000-527`

Property Details

APN / Parcel Number

Primary APN	`129-000-527`
Alternative APNs	`129 020 086` `0000177059` `129 527`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	847 sqft Living Area
1st Floor Area	847 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000177059
Street Address	3920 MAPLE VALLEY DR
City	CUMMING
State	GA
Zip	30040-9073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	2-1 132 LT86/UN 3920/UN 3 HUTCHINSON PT
Legal Subdivision	HUTCHINSON POINT
Legal Block	1
Legal Lot Number	86
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1010
Census Tract	130410

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3920 MAPLE VALLEY DR, CUMMING, GA 30040-9073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Warranty Deed, Transfer · FHA Mortgage CITY NATIONAL BANK
Mar 3, 2020	Deed of Trust, Mortgage · Conventional with PMI TRUIST BK
Aug 24, 2018	Grant Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2026 · Amount on Record
Deed Sale	Feb 5, 2026 · Amount on Record
Prior Sale	Aug 10, 2018 · Amount on Record
Deed Book / Page	11763 / 208
Prior Transfer Date	Jul 14, 2005
Prior Transfer Doc	0039230148
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Feb 5, 2026
Property Address	3920 MAPLE VALLEY DR, CUMMING, GA 30040-9073
Document Number	0117630208
Book / Page	11763 / 208
Instrument Date	Feb 5, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.95
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 MAPLE VALLEY DR, CUMMING, GA 30040-9073

Mortgage

Document Number	0011763214
Date	Feb 5, 2026
Instrument	11763/214

Lender

Name	CITY NATIONAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2056

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3920 MAPLE VALLEY DR, CUMMING, GA 30040-9073
Document Number	0092610704
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3920 MAPLE VALLEY DR CUMMING GA 300409073, CUMMING, GA 30040-9073

Mortgage

Document Number	0092610704
Date	Mar 16, 2020
Book Page	009261/000704

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Aug 24, 2018
Property Address	3920 MAPLE VALLEY DR, CUMMING, GA 30040-9073
Document Number	0086570506
Book / Page	008657 / 000506
Instrument Date	Aug 10, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ALPHA TITLE AND CLOSING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 MAPLE VALLEY DR CUMMING GA 300409073, CUMMING, GA 30040-9073

Mortgage

Document Number	86570508
Date	Aug 24, 2018
Book Page	008657/000508

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,995.00 (+3.92%)	$122,144 (+67.46%) Land $66,000 Building $56,144	$305,360 (+67.46%) Land $165,000 Building $140,360
2024	$2,882.00 (+60.56%)
2023	$1,795.00 (-7.52%)	$72,940 (-) Land $32,000 Building $40,940	$182,350 (-) Land $80,000 Building $102,350
2022	$1,941.00	$72,940 Land $32,000 Building $40,940	$182,350 Land $80,000 Building $102,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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