3925 Maple Valley Dr, Cumming, GA 30040 Property Records

Forsyth County property record for 3925 Maple Valley Dr, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,503 sqft · built 1999
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$387,000 (Jul 2024)
Tax Bill	$3,761 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`129-000-454`

Property Details

APN / Parcel Number

Primary APN	`129-000-454`
Alternative APNs	`129 020 013` `0000212564` `129 454`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,503 sqft Living Area
1st Floor Area	627 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000212564
Street Address	3925 MAPLE VALLEY DR
City	CUMMING
State	GA
Zip	30040-9015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	2-1 132 LT13 UN 3925 UN 3 HUTCHINSON PT
Legal Subdivision	HUTCHINSON POINT
Legal Block	1
Legal Lot Number	13
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1010
Census Tract	130410

Owner

3925 Maple Valley Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Forsyth County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3925 MAPLE VALLEY DR, CUMMING, GA 30040-9015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Line of Credit UNIFY FINANCIAL CREDIT UNION
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE OF CALIFORNIA
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage UNIFY FINANCIAL CREDIT UNION
Mar 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on File
Deed Sale	Jul 30, 2024 · Amount on File
Prior Sale	Jun 25, 2021 · Amount on File
Deed Book / Page	11316 / 121
Prior Transfer Date	Sep 3, 1999
Prior Transfer Doc	1572000661
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3925 MAPLE VALLEY DR, CUMMING, GA 30040-9015
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3925 MAPLE VALLEY DR, CUMMING, GA 30040-9015

Mortgage

Document Number	0107530000000233
Date	Jun 24, 2022
Book Page	0000010753/0000000233

Lender

Name	UNIFY FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3925 MAPLE VALLEY DR, CUMMING, GA 30040-9015
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3925 MAPLE VALLEY DR, CUMMING, GA 30040-9015

Mortgage

Document Number	0102220000000182
Date	Jun 28, 2021
Book Page	0000010222/0000000182

Lender

Name	STATE OF CALIFORNIA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Jun 25, 2021
Property Address	3925 MAPLE VALLEY DR, CUMMING, GA 30040-9015
Document Number	0102220159
Book / Page	10222 / 159
Instrument Date	Jun 25, 2021
Instrument	2021-008023
Transaction Type	Transfer
Record Updated	Oct 10, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3925 MAPLE VALLEY DR, CUMMING, GA 30040-9015

Mortgage

Document Number	0010222162
Date	Jun 25, 2021
Instrument	10222/162

Lender

Name	UNIFY FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2051

Mortgage

Document Number	0102220000000182
Date	Jun 28, 2021
Book Page	0000010222/0000000182

Lender

Name	STATE OF CALIFORNIA

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3925 MAPLE VALLEY DR, CUMMING, GA 30040-9015
Document Number	0085130257
Instrument Date	Mar 28, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3925 MAPLE VALLEY DR CUMMING GA 300409015, CUMMING, GA 30040-9015

Mortgage

Document Number	0085130257
Date	Apr 2, 2018
Book Page	008513/000257

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 3925 Maple Valley Dr was $3,761.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,761.00	$153,380 Land $66,000 Building $87,380	$383,450 Land $165,000 Building $218,450
2023	$2,712.00 (-10.05%)	$136,592 (+53.19%) Land $62,000 Building $74,592	$341,480 (+53.19%) Land $155,000 Building $186,480
2022	$3,015.00	$89,164 Land $32,000 Building $57,164	$222,910 Land $80,000 Building $142,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3925 Maple Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3925 Maple Valley Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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