3920 Harmattan Dr, Denver, NC 28037 Property Records

Lincoln County property record for 3920 Harmattan Dr, Denver, NC 28037 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,838 sqft · built 2016
Lot Size	0.486 acres (21,170 sqft)
Owner	2 Company Names on File
Last Sale	$410,000 (May 2019)
Tax Bill	$4,002 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4605-61-5129`

Property Details

APN / Parcel Number

Primary APN	`4605-61-5129`
Alternative APNs	`273008` `85155`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,838 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Lot Area	21,170 sqft (0.486 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	273008
Street Address	3920 HARMATTAN DR
City	DENVER
State	NC
Zip	28037-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#55 LT EASTWIND COVE PH2
Legal Subdivision	EASTWIND COVE
Legal Lot Number	55
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3017
Census Tract	71203

Owner

Source: Lincoln County records · APN 4605-61-5129

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3920 HARMATTAN DR, DENVER, NC 28037-5502
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Aug 23, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
May 30, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG
Apr 01, 2019	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Prior Sale	Jun 16, 2016 · Amount on Record
Deed Document Number	2019593131
Deed Book / Page	2820 / 361
Last Transfer Date	Apr 23, 2025
Transfer Doc	0003402847
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3920 HARMATTAN DR, DENVER, NC 28037-5502
Transaction Type	Mortgage
Record Updated	Dec 08, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003095903
Date	Oct 15, 2021
Book Page	3095/903
Instrument	640740

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3920 HARMATTAN DR, DENVER, NC 28037-5502
Document Number	2881257
Instrument Date	Feb 03, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3920 HARMATTAN DR DENVER NC 280375502, DENVER, NC 28037-5502

Mortgage

Document Number	2881257
Date	Feb 07, 2020
Book Page	002881/000257
Instrument	604206

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 06, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3920 HARMATTAN DR, DENVER, NC 28037-5502
Document Number	284247
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 06, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4018 WINDFLOWER LN DENVER NC 280375512, DENVER, NC 28037-5512

Mortgage

Document Number	284247
Date	Aug 28, 2019
Book Page	002842/000047
Instrument	597058

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 30, 2019
Property Address	3920 HARMATTAN DR, DENVER, NC 28037-5502
Document Number	2820361
Book / Page	002820 / 000361
Instrument Date	Apr 11, 2019
Instrument	593131
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3920 HARMATTAN DR DENVER NC 280375502, DENVER, NC 28037-5502

Mortgage

Document Number	2820364
Date	May 30, 2019
Book Page	002820/000364
Instrument	593132

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

April 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 01, 2019
Property Address	3920 HARMATTAN DR, DENVER, NC 28037-5502
Document Number	2806713
Book / Page	002806 / 000713
Instrument Date	Mar 29, 2019
Instrument	590609
Transaction Type	Transfer
Record Updated	Apr 05, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 HARMATTAN DR DENVER NC 280375502, DENVER, NC 28037-5502

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,002.00 (+0.83%)	$638,450 (-) Land $77,000 Building $561,450	$638,450 (-) Land $77,000 Building $561,450
2023	$3,969.00	$638,450 Land $77,000 Building $561,450	$638,450 Land $77,000 Building $561,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090712033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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