3897 Harmattan Dr, Denver, NC 28037 Property Records

Lincoln County property record for 3897 Harmattan Dr, Denver, NC 28037 · Last verified November 2023

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,356 sqft · built 2012
Lot Size0.517 acres (22,564 sqft)
Owner2 Owner Names on File
Last Sale$265,000 (Jun 2013)
Tax Bill$3,569 (2023)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN4605-60-6953

Property Details

APN / Parcel Number

Primary APN4605-60-6953
Alternative APNs
  • 247496
  • 85157

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories3 Stories
Building Area3,356 sqft Finished Area

Exterior

Year BuiltBuilt 2012
Architectural StyleCustom Design
Lot Area22,564 sqft (0.517 acres)
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number247496
Street Address3897 HARMATTAN DR
CityDENVER
StateNC
Zip28037-5525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#62LT EASTWIND COVE RCMB
Legal SubdivisionEASTWIND COVE PH 02
Legal Block60
Legal Lot Number62
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group3
Census Block3015
Census Tract71203

Owner

Source: Lincoln County records · APN 4605-60-6953

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address3897 HARMATTAN DR, DENVER, NC 28037-5525
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2013 · Amount on Record
Deed SaleJun 27, 2013 · Amount on Record
Prior SaleApr 04, 2012 · Amount on Record
Deed Document Number0000240467
Deed Book / Page2404 / 67
Record UpdatedJun 07, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address3897 HARMATTAN DR, DENVER, NC 28037-5525
Document Number2729822
Instrument DateMar 12, 2018
Transaction TypeMortgage
Record UpdatedMar 22, 2018
Title CompanyFIRST SOURCE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3897 HARMATTAN DR DENVER NC 280375525, DENVER, NC 28037-5525

Mortgage

Document Number2729822
DateMar 16, 2018
Book Page002729/000822
Instrument575384
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 15, 2048

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,569.00$572,135 Land $77,000 Building $495,135$572,135 Land $77,000 Building $495,135

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090712033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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