3928 Harmattan Dr, Denver, NC 28037 Property Records

Lincoln County property record for 3928 Harmattan Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,366 sqft · built 2007
Lot Size	0.482 acres (20,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,800 (Apr 2013)
Tax Bill	$4,512 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`4605-61-4224`

Property Details

APN / Parcel Number

Primary APN	`4605-61-4224`
Alternative APNs	`278011` `85154`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,366 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	20,996 sqft (0.482 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	278011
Street Address	3928 HARMATTAN DR
City	DENVER
State	NC
Zip	28037-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#56 LT EASTWIND COVE PH2
Legal Subdivision	EASTWIND COVE
Legal Lot Number	56
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3017
Census Tract	71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3928 HARMATTAN DR, DENVER, NC 28037-5502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HM LOANS
Nov 9, 2017	Grant Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2013 · Amount on Record
Deed Sale	Apr 25, 2013 · Amount on Record
Prior Sale	Sep 28, 2012 · Amount on Record
Deed Document Number	2013506576
Deed Book / Page	2390 / 129
Prior Transfer Date	Aug 25, 2009
Prior Transfer Doc	0021470069
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 17, 2020
Property Address	3928 HARMATTAN DR, DENVER, NC 28037-5502
Document Number	2899458
Book / Page	002899 / 000458
Instrument Date	Apr 14, 2020
Instrument	607379
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$772.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3928 HARMATTAN DR DENVER NC 280375502, DENVER, NC 28037-5502

Mortgage

Document Number	2899460
Date	Apr 17, 2020
Book Page	002899/000460
Instrument	607380

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Nov 9, 2017
Property Address	3928 HARMATTAN DR, DENVER, NC 28037-5502
Document Number	2705237
Book / Page	002705 / 000237
Instrument Date	Nov 9, 2017
Instrument	570501
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,512.00 (+0.62%)	$718,097 (-) Land $77,000 Building $641,097	$718,097 (-) Land $77,000 Building $641,097
2025	$4,484.00 (+0.76%)	$718,097 (-) Land $77,000 Building $641,097	$718,097 (-) Land $77,000 Building $641,097
2023	$4,450.00	$718,097 Land $77,000 Building $641,097	$718,097 Land $77,000 Building $641,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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