3920 E Desert Flower Ln, Phoenix, AZ 85044 Property Records

Maricopa County property record for 3920 E Desert Flower Ln, Phoenix, AZ 85044

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,204 sqft · built 1986
Lot Size0.176 acres (7,693 sqft)
OwnerIndividual Name on File
Last Sale$501,000 (Feb 2021)
Tax Bill$3,027 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Mar 2017 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN301-29-766

Property Details

APN / Parcel Number

Primary APN301-29-766

Interior

Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,204 sqft Living Area
1st Floor Area1,140 sqft
2nd Floor Area1,064 sqft

Exterior

Year BuiltBuilt 1986
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area7,693 sqft (0.176 acres)
Parking Spaces2 Parking Spaces
Pool Area450 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3920 E DESERT FLOWER LN
CityPHOENIX
StateAZ
Zip85044-4504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionMOUNTAIN PARK RANCH UNIT 21-A MCR 296-10
Legal Range03E
Legal Township01S
Legal Section24
Legal QuarterSE
Quarter-Quarter SectionNE
Legal SubdivisionMOUNTAIN PARK RANCH UNIT 21-A
Legal Lot Number126
Legal Unit21-A
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3009
Census Tract116710

Owner

3920 E Desert Flower Ln is owned and occupied by an individual who bought it in February 2021.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3920 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 22, 2017Deed of Trust, Mortgage · VA Mortgage
BROKER SOLUTIONS INC
May 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
May 30, 2018Quit Claim Deed, Transfer
GRAND CANYON TITLE AGENCY
May 30, 2018Warranty Deed, Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2021 · Amount on File
Deed SaleFeb 24, 2021 · Amount on File
Prior SaleMay 30, 2018 · Amount on File
Deed Document Number20210208205
Record UpdatedJun 8, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateFeb 24, 2021
Property Address3920 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504
Document Number0000208205
Map ReferenceMB 296 PG 10
Instrument DateFeb 9, 2021
Instrument20210208205
Transaction TypeTransfer
Record UpdatedNov 21, 2025
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3920 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3920 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504

Mortgage

Document Number0000208206
DateFeb 24, 2021
Instrument20210208206
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3920 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000200301
DateMar 22, 2017
Instrument2017-0200301
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2047

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3920 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000419043
DateMay 15, 2020
Instrument20200419043
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateMay 30, 2018
Property Address3920 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504
Document Number0000411741
Instrument DateMay 23, 2018
Instrument411741
Transaction TypeTransfer
Record UpdatedJun 7, 2018
Title CompanyGRAND CANYON TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9805 S REIDAR RD LAVEEN AZ 853397733, LAVEEN, AZ 85339-7733

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 30, 2018
Property Address3920 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504
Document Number0000411740
Map ReferenceMB 296 PG 10
Instrument DateMay 23, 2018
Instrument20180411740
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyGRAND CANYON TITLE AGENCY A

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3920 E DESERT FLOWER LN, 3920, PHOENIX, AZ 85044-4504

Transferred To (Grantee/Buyer)

NameVerified Name
Address3920 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504

Mortgage

Document Number0000411742
DateMay 30, 2018
Instrument20180411742
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3920 E Desert Flower Ln was $3,027.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictKyrene Elementary District (PK - 08)
Secondary School DistrictTempe Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,310$513,100 Land $102,600 Building $410,500
2025$3,027.00
2024$50,830$508,300 Land $101,600 Building $406,700
2023$2,881.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3920 E Desert Flower Ln in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2018–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3920 E Desert Flower Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 99.3% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
CenturyLink
DSL
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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