3916 E Desert Flower Ln, Phoenix, AZ 85044 Property Records

Maricopa County property record for 3916 E Desert Flower Ln, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,380 sqft · built 1986
Lot Size	0.178 acres (7,762 sqft)
Owner	2 Trust Names on File
Last Sale	$648,225 (Sep 2024)
Tax Bill	$3,724 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2024 Line of Credit + 5 more
Flood Zone	Zone X (moderate risk)
APN	`301-29-765`

Property Details

APN / Parcel Number

Primary APN	`301-29-765`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,380 sqft Living Area
1st Floor Area	1,352 sqft
2nd Floor Area	1,028 sqft

Exterior

Year Built	Built 1986
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,762 sqft (0.178 acres)
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Patio Area	93 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3916 E DESERT FLOWER LN
City	PHOENIX
State	AZ
Zip	85044-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MOUNTAIN PARK RANCH UNIT 21-A MCR 296-10
Legal Range	03E
Legal Township	01S
Legal Section	24
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	MOUNTAIN PARK RANCH UNIT 21-A
Legal Lot Number	125
Legal Unit	21-A
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3009
Census Tract	116710

Owner

3916 E Desert Flower Ln is held in a trust since September 2024.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	139 OAK HILL DR, WOOD DALE, IL 60191-2087
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Apr 18, 2024	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jan 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Sep 26, 2024	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 7, 2021	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Aug 1, 2017	Deed of Trust, Mortgage · Line of Credit DESERT SCHOOLS FCU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 26, 2024 · Amount on File
Deed Sale	Sep 26, 2024 · Amount on File
Prior Sale	Jul 29, 2009 · Amount on File
Deed Document Number	20240512199
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3916 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504

Mortgage

Document Number	0000172736
Date	Feb 25, 2022
Instrument	20220172736

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3916 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504

Mortgage

Document Number	0000201072
Date	Apr 18, 2024
Instrument	20240201072

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3916 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 OAK HILL DR, WOOD DALE, IL 60191-2087

Mortgage

Document Number	0000017530
Date	Jan 10, 2025
Instrument	20250017530

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2054

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 26, 2024
Property Address	3916 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504
Document Number	0000512199
Map Reference	MB 296 PG 10
Instrument Date	Sep 19, 2024
Instrument	20240512199
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3916 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 OAK HILL DR, WOOD DALE, IL 60191-2087

Mortgage

Document Number	0000512200
Date	Sep 26, 2024
Instrument	20240512200

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3916 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000538703
Date	Jun 19, 2020
Instrument	20200538703

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	289 Months
Due	Jul 1, 2044

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3916 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018084
Date	Jan 7, 2021
Instrument	20210018084

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3916 E DESERT FLOWER LN, PHOENIX, AZ 85044-4504
Document Number	0000578833
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3916 E DESERT FLOWER LN PHOENIX AZ 850444504, PHOENIX, AZ 85044-4504

Mortgage

Document Number	0000578833
Date	Aug 7, 2017
Instrument	578833

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 6, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3916 E Desert Flower Ln was $3,724.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,280	$552,800 Land $110,500 Building $442,300
2025	$3,724.00
2024		$54,670	$546,700 Land $109,300 Building $437,400
2023	$3,019.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3916 E Desert Flower Ln in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3916 E Desert Flower Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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