Maricopa County property record for 3928 E Desert Flower Ln, Phoenix, AZ 85044
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,380 sqft · built 1986 |
| Lot Size | 0.179 acres (7,823 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Sep 2015) |
| Tax Bill | $3,140 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 301-29-768 |
| Primary APN | 301-29-768 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,380 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| 2nd Floor Area | 1,028 sqft |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 7,823 sqft (0.179 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 350 sqft |
| Patio Area | 93 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 3928 E DESERT FLOWER LN |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85044-4505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | MOUNTAIN PARK RANCH UNIT 21-A MCR 296-10 |
| Legal Range | 03E |
| Legal Township | 01S |
| Legal Section | 24 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NE |
| Legal Subdivision | MOUNTAIN PARK RANCH UNIT 21-A |
| Legal Lot Number | 128 |
| Legal Unit | 21-A |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 116710 |
3928 E Desert Flower Ln is owned and occupied by an individual who bought it in September 2015.
Source: Maricopa County records, as of November 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3928 E DESERT FLOWER LN, PHOENIX, AZ 85044-4505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2015 · Amount on File |
| Deed Sale | Sep 17, 2015 · Amount on File |
| Prior Sale | Jun 23, 2015 · Amount on File |
| Deed Document Number | 20150671562 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3928 E DESERT FLOWER LN, PHOENIX, AZ 85044-4505 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3928 E DESERT FLOWER LN, PHOENIX, AZ 85044-4505 |
| Investor | Possibly a Property Investor |
| Document Number | 0001029290 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 20211029290 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3928 E DESERT FLOWER LN, PHOENIX, AZ 85044-4505 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000813474 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 20190813474 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 265 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3928 E DESERT FLOWER LN, PHOENIX, AZ 85044-4505 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000332402 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 20200332402 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 265 Months |
| Due | May 1, 2042 |
The 2025 property tax bill for 3928 E Desert Flower Ln was $3,140.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Elementary School District | Kyrene Elementary District (PK - 08) |
| Secondary School District | Tempe Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,670 | $546,700 Land $109,300 Building $437,400 | |
| 2025 | $3,140.00 | ||
| 2024 | $54,100 | $541,000 Land $108,200 Building $432,800 | |
| 2023 | $2,988.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3928 E Desert Flower Ln in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3928 E Desert Flower Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99.3% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| CenturyLink DSL | 140 / 20 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.
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