3920 3rd St, Des Moines, IA 50313 Property Records

Polk County property record for 3920 3rd St, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 554 sqft · built 1913
Lot Size	0.146 acres (6,350 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Jan 2022)
Tax Bill	$1,776 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070/01691-000-000`

Property Details

APN / Parcel Number

Primary APN	`070/01691-000-000`
Alternative APN	`792422478019`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	554 sqft Living Area
Gross Area	1,196 sqft
1st Floor Area	554 sqft
Basement Area	544 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Porch	Enclosed Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3920 3RD ST
City	DES MOINES
State	IA
Zip	50313-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 6 PLAT OF BLKS 4,5,6 & 7 HIGHLAND PARK ADD
Legal Subdivision	HIGHLAND PARK ADD BLKS 4,5,6,7
Legal Block	6,4,5
Legal Lot Number	7
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3009
Census Tract	400

Owner

3920 3rd St is owned and occupied by two individuals who acquired it in January 2022.

Source: Polk County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3920 3RD ST, DES MOINES, IA 50313-3514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Aug 24, 2018	Warranty Deed, Transfer · Conventional with PMI FIRST NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2022 · Amount on File
Deed Sale	Jan 6, 2022 · Amount on File
Prior Sale	Nov 30, 2005 · Amount on File
Deed Document Number	20221333
Deed Book / Page	18939 / 175
Last Transfer Date	Jan 12, 2022
Transfer Doc	0000007584
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jan 6, 2022
Property Address	3920 3RD ST, DES MOINES, IA 50313-3514
Document Number	0000001333
Book / Page	18939 / 175
Instrument Date	Dec 29, 2021
Instrument	2022-00001333
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.20
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3920 3RD ST, DES MOINES, IA 50313-3514

Mortgage

Document Number	0000001335
Date	Jan 6, 2022
Instrument	2022-00001335

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 24, 2018
Property Address	3920 3RD ST, DES MOINES, IA 50313-3514
Document Number	0000016151
Book / Page	017051 / 000972
Instrument Date	Aug 10, 2018
Instrument	16151
Transaction Type	Transfer
Record Updated	Sep 25, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.20
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 SE 3RD ST ANKENY IA 500213305, ANKENY, IA 50021-3305

Mortgage

Document Number	16153
Date	Aug 24, 2018
Book Page	017051/000976
Instrument	16153

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,500 Land $28,900 Building $74,600	$103,500 Land $28,900 Building $74,600
2024	$1,776.00
2023		$90,300 Land $25,100 Building $65,200	$90,300 Land $25,100 Building $65,200
2020	$1,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3920 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3920 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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