3915 3rd St, Des Moines, IA 50313 Property Records

Polk County property record for 3915 3rd St, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 810 sqft · built 1913
Lot Size	0.146 acres (6,350 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Dec 2025)
Tax Bill	$2,048 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`070/01676-000-000`

Property Details

APN / Parcel Number

Primary APN	`070/01676-000-000`
Alternative APN	`792422479009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	810 sqft Living Area
Gross Area	1,336 sqft
1st Floor Area	810 sqft
Basement Area	430 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Porch	Enclosed Porch
Porch Area	96 sqft
Deck Area	98 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3915 3RD ST
City	DES MOINES
State	IA
Zip	50313-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 5 PLAT OF BLKS 4,5,6 & 7 HIGHLAND PARK ADD
Legal Subdivision	HIGHLAND PARK ADD BLKS 4,5,6,7
Legal Block	5,4
Legal Lot Number	16
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3008
Census Tract	400

Owner

3915 3rd St is owned and occupied by an individual who bought it in December 2025.

Source: Polk County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	3915 3RD ST, DES MOINES, IA 50313-3513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Warranty Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Jan 17, 2020	Deed of Trust, Mortgage MIDWEST HERITAGE BK FSB
Sep 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 22, 2019	Affidavit of Death, Transfer NOT AVAILABLE
Apr 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2025 · Amount on File
Deed Sale	Dec 29, 2025 · Amount on File
Prior Sale	Mar 27, 2008 · Amount on File
Deed Document Number	202577662
Deed Book / Page	20379 / 569
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 29, 2025
Property Address	3915 3RD ST, DES MOINES, IA 50313-3513
Document Number	0000077662
Book / Page	20379 / 569
Instrument Date	Dec 15, 2025
Instrument	2025-00077662
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 3RD ST, DES MOINES, IA 50313-3513
Investor	Possibly a Property Investor

Mortgage

Document Number	0000077663
Date	Dec 29, 2025
Instrument	2025-00077663

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3915 3RD ST, DES MOINES, IA 50313-3513
Document Number	0000063340
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2990 EASTER LAKE DR DES MOINES IA 503202039, DES MOINES, IA 50320-2039

Mortgage

Document Number	0000063340
Date	Jan 22, 2020
Book Page	017672/000099
Instrument	63340

Lender

Name	MIDWEST HERITAGE BK FSB
Type	Federal Savings Bank
Address	3580 EP TRUE PKWY, DES MOINES, IA 50320

Agreement

Amount	Amount on Record

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Sep 30, 2019
Property Address	3915 3RD ST, DES MOINES, IA 50313-3513
Document Number	0000029102
Book / Page	017520 / 000227
Instrument Date	Sep 30, 2019
Instrument	29102
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2245 CAPITOL AVE DES MOINES IA 503172233, DES MOINES, IA 50317-2233

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	POLK IA
Recording Date	Aug 22, 2019
Property Address	3915 3RD ST, DES MOINES, IA 50313-3513
Document Number	0000017012
Book / Page	017463 / 000001
Instrument Date	Aug 22, 2019
Instrument	17012
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2990 EASTER LAKE DR DES MOINES IA 503202039, DES MOINES, IA 50320-2039

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Apr 10, 2019
Property Address	3915 3RD ST, DES MOINES, IA 50313-3513
Document Number	0000071495
Book / Page	017287 / 000041
Instrument Date	Apr 10, 2019
Instrument	71495
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2245 CAPITOL AVE DES MOINES IA 503172233, DES MOINES, IA 50317-2233

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,400 Land $28,900 Building $91,500	$120,400 Land $28,900 Building $91,500
2024	$2,048.00
2023		$104,100 Land $25,100 Building $79,000	$104,100 Land $25,100 Building $79,000
2020	$2,079.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3915 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3915 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 743 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, Metronet, T-Mobile.

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