3926 3rd St, Des Moines, IA 50313 Property Records

Polk County property record for 3926 3rd St, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,033 sqft · built 1921
Lot Size	0.145 acres (6,350 sqft)
Owner	Individual Name on Record
Tax Bill	$2,254 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7924-22-478-018`

Property Details

APN / Parcel Number

Primary APN	`7924-22-478-018`
Alternative APN	`070/01690-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,033 sqft Living Area
Gross Area	1,940 sqft
1st Floor Area	1,033 sqft
Attic Area	235 sqft
Basement Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1943
Architectural Style	Bungalow
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,350 sqft (0.145 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Porch	Enclosed Porch
Porch Area	209 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3926 3RD ST
City	DES MOINES
State	IA
Zip	50313-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 6 PLAT OF BLKS 4,5,6 & 7 HIGHLAND PARK ADD
Legal Range	24W
Legal Township	79N
Legal Section	22
Legal Subdivision	HIGHLAND PARK ADD
Legal Block	6
Legal Lot Number	6
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3009
Census Tract	400

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3926 3RD ST, DES MOINES, IA 50313-3514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU
Mar 8, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	May 17, 1999 · Amount on Record
Last Transfer Date	Mar 8, 2022
Transfer Doc	0000018248
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3926 3RD ST, DES MOINES, IA 50313-3514
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021886
Date	Mar 21, 2022
Book Page	19031/619
Instrument	2022-00021886

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	CLIVE, IA 50325

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3926 3RD ST, DES MOINES, IA 50313-3514
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009518
Date	Jan 28, 2021
Book Page	18329/958
Instrument	2021-00009518

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	CLIVE, IA 50325

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Mar 8, 2022
Property Address	3926 3RD ST, DES MOINES, IA 50313-3514
Document Number	0000018248
Book / Page	19014 / 921
Instrument Date	Feb 22, 2022
Instrument	2022-00018248
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3926 3RD ST, DES MOINES, IA 50313-3514

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$154,900 (+13.73%) Land $28,900 Building $126,000	$154,900 (+13.73%) Land $28,900 Building $126,000
2024	$2,254.00 (-6.94%)
2023		$136,200 Land $25,100 Building $111,100	$136,200 Land $25,100 Building $111,100
2020	$2,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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