Kane County property record for 392 Triggs Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,008 sqft · built 1960 |
| Lot Size | 0.252 acres (10,956 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,721 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-127-015 |
| Primary APN | 06-15-127-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 10,956 sqft (0.252 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 392 TRIGGS AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLUMBIA PARK ADD 1/2 VAC STREET LYING N OF & ADJ TO LOT 1 & ALL OF LOT 1 BLK 6 |
| Legal Subdivision | COLUMBIA PARK ADD |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 851909 |
392 Triggs Ave is owned and occupied by an individual who acquired it in December 2016.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 392 TRIGGS AVE, ELGIN, IL 60123-3252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage KANE CNTY TEACHERS CU |
| Jan 6, 2017 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage CITIBANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 29, 2016 |
| Transfer Doc | 0000001026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 392 TRIGGS AVE, ELGIN, IL 60123-3252 |
| Document Number | 0000005348 |
| Instrument Date | Jan 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 392 TRIGGS AVE ELGIN IL 601233252, ELGIN, IL 60123-3252 |
| Document Number | 0000005348 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | 5348 |
| Name | KANE CNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 31, 2028 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 6, 2017 |
| Property Address | 392 TRIGGS AVE, ELGIN, IL 60123-3252 |
| Document Number | 0000001026 |
| Instrument Date | Dec 29, 2016 |
| Instrument | 2017K001026 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATL TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 392 TRIGGS AVE, ELGIN, IL 60123-3252 |
| Document Number | 0000001027 |
|---|---|
| Date | Jan 6, 2017 |
| Instrument | 2017K001027 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 392 Triggs Ave was $5,721 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,721.00 Homeowner's exemption | $82,993 (+8.57%) Land $19,944 Building $63,049 | $249,079 (+8.57%) Land $59,856 Building $189,223 |
| 2024 | $76,442 Land $18,370 Building $58,072 | $229,418 Land $55,132 Building $174,286 | |
| 2022 | $4,940.00 (+4.73%) Homeowner's exemption | $62,971 (+6.96%) Land $15,133 Building $47,838 | $188,913 (+6.96%) Land $45,399 Building $143,514 |
| 2021 | $4,717.00 Homeowner's exemption | $58,873 Land $14,148 Building $44,725 | $176,619 Land $42,444 Building $134,175 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 392 Triggs Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 392 Triggs Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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