Kane County property record for 386 Triggs Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,188 sqft · built 1960 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,000 (Nov 2012) |
| Tax Bill | $6,592 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-127-016 |
| Primary APN | 06-15-127-016 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,188 sqft Living Area |
| Gross Area | 3,210 sqft |
| Basement Area | 1,022 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 386 TRIGGS AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLUMBIA PARK ADDN LOT 2 BLOCK 6 |
| Legal Subdivision | COLUMBIA PARK ADDN |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 851909 |
386 Triggs Ave is owned and occupied by two individuals who acquired it in February 2017.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 386 TRIGGS AVE, ELGIN, IL 60123-3252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Sep 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Feb 16, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2012 · Amount on File |
| Deed Sale | Nov 15, 2012 · Amount on File |
| Deed Document Number | 201280334 |
| Last Transfer Date | Feb 4, 2017 |
| Transfer Doc | 0000008918 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 386 TRIGGS AVE, ELGIN, IL 60123-3252 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000068070 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021K068070 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 386 TRIGGS AVE, ELGIN, IL 60123-3252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MEYMAX TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000031713 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 2018K031713 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 386 TRIGGS AVE, ELGIN, IL 60123-3252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0000048097 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 2017K048097 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 16, 2017 |
| Property Address | 386 TRIGGS AVE, ELGIN, IL 60123-3252 |
| Document Number | 0000008918 |
| Instrument | 2017K008918 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 386 TRIGGS AVE, ELGIN, IL 60123-3252 |
| Document Number | 0000008919 |
|---|---|
| Date | Feb 16, 2017 |
| Instrument | 2017K008919 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
The 2025 property tax bill for 386 Triggs Ave was $6,592 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,592.00 Homeowner's exemption | $94,412 (+8.57%) Land $15,540 Building $78,872 | $283,349 (+8.57%) Land $46,639 Building $236,711 |
| 2024 | $86,959 Land $14,313 Building $72,646 | $260,981 Land $42,956 Building $218,025 | |
| 2022 | $5,691.00 (+4.63%) Homeowner's exemption | $71,634 (+6.96%) Land $11,791 Building $59,843 | $214,902 (+6.96%) Land $35,373 Building $179,529 |
| 2021 | $5,439.00 Homeowner's exemption | $66,973 Land $11,024 Building $55,949 | $200,919 Land $33,072 Building $167,847 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 386 Triggs Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 386 Triggs Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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