385 Triggs Ave, Elgin, IL 60123 Property Records

Kane County property record for 385 Triggs Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,684 sqft · built 1961
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,898 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-15-128-002`

Property Details

APN / Parcel Number

Primary APN	`06-15-128-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
1st Floor Area	1,684 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	385 TRIGGS AVE
City	ELGIN
State	IL
Zip	60123-3251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLUMBIA PARK ADDN LOT 29 BLOCK 7
Legal Subdivision	COLUMBIA PARK ADDN
Legal Block	7
Legal Lot Number	29
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2007
Census Tract	851909

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	385 TRIGGS AVE, ELGIN, IL 60123-3251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2018
Deed Sale	Jul 26, 2018
Prior Sale	Apr 6, 2006 · Amount on Record
Deed Document Number	201836127
Prior Transfer Date	Mar 18, 2003
Prior Transfer Doc	0000078149
Record Updated	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 26, 2018
Property Address	385 TRIGGS AVE, ELGIN, IL 60123-3251
Document Number	0000036127
Instrument Date	Jun 18, 2018
Instrument	2018K036127
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	SECURITY FIRS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	385 TRIGGS AVE, 385, ELGIN, IL 60123-3251

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	385 TRIGGS AVE, ELGIN, IL 60123-3251
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036128
Date	Jul 26, 2018
Instrument	2018K036128

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%
Change Frequency	2 Years

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,898.00 (+15.83%) Homeowner's exemption
2024		$78,922 (+21.39%) Land $14,313 Building $64,609	$236,861 (+21.44%) Land $42,956 Building $193,905
2022	$5,092.00 (+4.69%) Homeowner's exemption	$65,013 (+7.42%) Land $11,791 Building $53,222	$195,039 (+7.42%) Land $35,373 Building $159,666
2021	$4,864.00 Homeowner's exemption	$60,522 Land $11,024 Building $49,498	$181,566 Land $33,072 Building $148,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20