392 Tanner Cir, Stanford, KY 40484 Property Records

Lincoln County property record for 392 Tanner Cir, Stanford, KY 40484

Property Summary

Property Type	Single Family Home
Details	built 2008
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Dec 2025)
Tax Bill	$1,391 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036-02-05-007.00`

Property Details

APN / Parcel Number

Primary APN	`036-02-05-007.00`
Alternative APN	`36B-051`

Interior

Stories	1 Story

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	392 TANNER CIR
City	STANFORD
State	KY
Zip	40484-8118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	H & LOT 51 (.344 AC)
Legal Subdivision	HANGING FORK
Legal Lot Number	51
Jurisdiction	LINCOLN KY
Township / Civil Division	STANFORD
Census Block Group	3
Census Block	3030
Census Tract	920102

Owner

Source: Lincoln County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	392 TANNER CIR, STANFORD, KY 40484-8118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage PBK BANK INC
Mar 30, 2023	Deed of Trust, Mortgage · Line of Credit PBK BANK INC
Jun 18, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Jun 18, 2020 · Amount on Record
Deed Book / Page	493 / 647
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Property Address	392 TANNER CIR, STANFORD, KY 40484-8118
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 TANNER CIR, STANFORD, KY 40484-8118

Mortgage

Document Number	000562/193
Date	Dec 11, 2025
Book Page	562/193
Instrument	2328030

Lender

Name	PBK BANK INC
Type	Bank
Address	STANFORD, KY 40484

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Property Address	392 TANNER CIR, STANFORD, KY 40484-8118
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 TURKEYFOOT LN, STANFORD, KY 40484-7535

Mortgage

Document Number	000524/479
Date	Mar 30, 2023
Book Page	524/479
Instrument	2271834

Lender

Name	PBK BANK INC
Type	Bank
Address	STANFORD, KY 40484

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	122 Months
Due	May 5, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN KY
Recording Date	Jun 18, 2020
Property Address	392 TANNER CIR, STANFORD, KY 40484-8118
Document Number	DEED453/630
Book / Page	DEED 453 / 630
Map Reference	SL C-170
Instrument Date	Jun 16, 2020
Instrument	462350
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Tax	$95.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3689 POPLAR HILL RD, 3689, LIBERTY, KY 42539-6846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3335 US HIGHWAY 27 S, STANFORD, KY 40484-7817

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,391.00 (-4.2%)	$141,600 (-) Land $18,000 Building $123,600	$141,600 (-) Land $18,000 Building $123,600
2024	$1,452.00
2023		$141,600 Land $18,000 Building $123,600	$141,600 Land $18,000 Building $123,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tanner Cir

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