Lincoln County property record for 439 Tanner Cir, Stanford, KY 40484
| Property Type | Single Family Home |
|---|---|
| Details | 1,350 sqft |
| Lot Size | 0.769 acres (33,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Jun 2018) |
| Tax Bill | $1,522 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Sep 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-02-04-027.00 |
| Primary APN | 036-02-04-027.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,350 sqft Living Area |
| Basement Area | 982 sqft |
| Unfinished Basement | 982 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,498 sqft (0.769 acres) |
| Garage Area | 368 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 664 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 439 TANNER CIR |
|---|---|
| City | STANFORD |
| State | KY |
| Zip | 40484-8119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | H & LOT 31 (.769 AC) |
| Legal Subdivision | HANGING FORK |
| Legal Lot Number | 31 |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | STANFORD |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 920102 |
Source: Lincoln County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 439 TANNER CIR, STANFORD, KY 40484-8119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage ENDEAVOR CAPITAL |
| Sep 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC |
| Sep 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRANSPORTATION FCU |
| Aug 26, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Jun 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jun 27, 2018 | Deed, Transfer · Line of Credit THE FARMERS NATIONAL BANK OF DANVIL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2018 · Amount on Record |
| Deed Sale | Jun 27, 2018 · Amount on Record |
| Prior Sale | Feb 1, 2008 · Amount on Record |
| Deed Document Number | 2018338964 |
| Deed Book / Page | 441 / 493 |
| Last Transfer Date | Aug 12, 2021 |
| Transfer Doc | DEED463/390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Oct 2, 2026 |
| Property Address | 439 TANNER CIR, STANFORD, KY 40484-8119 |
| Document Number | 0575000222 |
| Book / Page | 575 / 222 |
| Instrument Date | Sep 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 439 TANNER CIR, STANFORD, KY 40484-8119 |
| Document Number | 0575000222, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 575/222 |
| Name | ENDEAVOR CAPITAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN KY |
| Property Address | 439 TANNER CIR, STANFORD, KY 40484-8119 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000519/83 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 519/83 |
| Instrument | 493957 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN KY |
| Property Address | 439 TANNER CIR, STANFORD, KY 40484-8119 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000519/99 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 519/99 |
| Instrument | 493958 |
| Name | TRANSPORTATION FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22314 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 14, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Aug 26, 2021 |
| Property Address | 439 TANNER CIR, STANFORD, KY 40484-8119 |
| Document Number | DEED463/390 |
| Book / Page | DEED 463 / 390 |
| Map Reference | CAB C SL 170 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 478471 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 CLEO AVE, 114, LANCASTER, KY 40444-9365 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 439 TANNER CIR, STANFORD, KY 40484-8119 |
| Document Number | 478472 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 478472 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Jun 27, 2018 |
| Property Address | 439 TANNER CIR, STANFORD, KY 40484-8119 |
| Document Number | DEED441/489 |
| Book / Page | DEED 441 / 489 |
| Map Reference | CAB C SL 170 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 338963 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 CLOVERDALE DR, 425, DANVILLE, KY 40422-2407 |
| Name | Verified Name |
|---|---|
| Address | 439 TANNER CIR, STANFORD, KY 40484-8119 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Jun 27, 2018 |
| Property Address | 439 TANNER CIR, STANFORD, KY 40484-8119 |
| Document Number | DEED441/493 |
| Book / Page | DEED 441 / 493 |
| Map Reference | CAB C SL 170 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 338964 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 439 TANNER CIR, 439, STANFORD, KY 40484-8119 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2880 CHRISMAN LN, DANVILLE, KY 40422-9348 |
| Document Number | 338965 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 338965 |
| Name | THE FARMERS NATIONAL BANK OF DANVIL |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2048 |
Source: Lincoln County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,522.00 (-4.28%) | $155,000 (-) Land $28,000 Building $127,000 | $155,000 (-) Land $28,000 Building $127,000 |
| 2024 | $1,590.00 | ||
| 2023 | $155,000 Land $28,000 Building $127,000 | $155,000 Land $28,000 Building $127,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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