364 Tanner Cir, Stanford, KY 40484 Property Records

Lincoln County property record for 364 Tanner Cir, Stanford, KY 40484

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba
Lot Size	0.376 acres (16,379 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Jan 2021)
Tax Bill	$1,552 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036-02-05-009.00`

Property Details

APN / Parcel Number

Primary APN	`036-02-05-009.00`
Alternative APN	`36B-049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	16,379 sqft (0.376 acres)
Garage Type	Attached
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	364 TANNER CIR
City	STANFORD
State	KY
Zip	40484-8118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	H & LOT 49 PH 2 (.376 AC)
Legal Subdivision	HANGING FORK
Legal Phase	2
Legal Lot Number	49
Jurisdiction	LINCOLN KY
Township / Civil Division	STANFORD
Census Block Group	3
Census Block	3030
Census Tract	920102

Owner

Source: Lincoln County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	364 TANNER CIR, STANFORD, KY 40484-8118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Jan 13, 2021	Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC
Jan 3, 2017	Special Warranty Deed, Transfer · FHA Mortgage FIRST CHOICE LENDING SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Jan 3, 2017 · Amount on Record
Deed Document Number	2021465220
Deed Book / Page	458 / 235
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Recording Date	Jul 24, 2026
Property Address	364 TANNER CIR, STANFORD, KY 40484-8118
Document Number	0571000658
Book / Page	571 / 658
Instrument Date	Jul 3, 2026
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	FOUNDATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 TANNER CIR, STANFORD, KY 40484-8118

Mortgage

Document Number	0571000658,
Date	Jul 24, 2026
Book Page	571/658

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN KY
Recording Date	Jan 13, 2021
Property Address	364 TANNER CIR, STANFORD, KY 40484-8118
Document Number	DEED458/235
Book / Page	DEED 458 / 235
Map Reference	CAB C SL 170
Instrument Date	Dec 31, 2020
Instrument	465220
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 PORTMAN AVE, 112, STANFORD, KY 40484-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 TANNER CIR, STANFORD, KY 40484-8118

Mortgage

Document Number	465221
Date	Jan 13, 2021
Instrument	465221

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN KY
Recording Date	Jan 3, 2017
Property Address	364 TANNER CIR, STANFORD, KY 40484-8118
Document Number	DEED432/403
Book / Page	DEED 432 / 403
Map Reference	CAB C SL 170
Instrument Date	Dec 21, 2016
Instrument	332660
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	A PLUS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 MAXESS RD, 135, MELVILLE, NY 11747-3801

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	390 KY HIGHWAY 1194, STANFORD, KY 40484-8201

Mortgage

Document Number	332661
Date	Jan 3, 2017
Instrument	332661

Lender

Name	FIRST CHOICE LENDING SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,552.00 (-4.26%)	$158,000 (-) Land $20,000 Building $138,000	$158,000 (-) Land $20,000 Building $138,000
2024	$1,621.00
2023		$158,000 Land $20,000 Building $138,000	$158,000 Land $20,000 Building $138,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tanner Cir

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