Delaware County property record for 278 Coover Rd, Delaware, OH 43015
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,805 sqft · built 1955 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $62,000 (Oct 1994) |
| Tax Bill | $5,362 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 519-200-01-125-000 |
| Primary APN | 519-200-01-125-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,805 sqft Living Area |
| 1st Floor Area | 1,805 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Open Porch |
|---|---|
| Deck Area | 284 sqft |
| Patio Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 278 COOVER RD |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-8519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 50 |
| Legal Subdivision | FLANAGANS |
| Legal Lot Number | 50 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 11200 |
Source: Delaware County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 278 COOVER RD, DELAWARE, OH 43015-8519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 1994 · Amount on Record |
| Deed Sale | Oct 31, 1994 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 278 COOVER RD, DELAWARE, OH 43015-8519 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014234 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 1964/1309 |
| Instrument | 202200014234 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 278 COOVER RD, DELAWARE, OH 43015-8519 |
| Document Number | 0000013432 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 278 COOVER RD DELAWARE OH 430158519, DELAWARE, OH 43015-8519 |
| Document Number | 0000013432 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 001720/000459 |
| Instrument | 13432 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 26, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 278 COOVER RD, DELAWARE, OH 43015-8519 |
| Document Number | 0000033572 |
| Instrument Date | Dec 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 278 COOVER RD DELAWARE OH 430158519, DELAWARE, OH 43015-8519 |
| Document Number | 0000033572 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 001611/000201 |
| Instrument | 33572 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Dec 10, 2031 |
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Troy Township |
| Unified School District | Delaware City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,362.00 (+6.83%) | $95,340 (-) Land $19,250 Building $76,090 | $272,400 (-) Land $55,000 Building $217,400 |
| 2024 | $5,019.00 (+4.82%) Homeowner's exemption | $95,340 (-) Land $19,250 Building $76,090 | |
| 2023 | $4,788.00 Homeowner's exemption | $95,340 Land $19,250 Building $76,090 | $272,400 Land $55,000 Building $217,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | DEL-CO WATER COMPANY, INC. |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
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