3801 River Rd, Reading, PA 19605 Property Records

Berks County property record for 3801 River Rd, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 5,078 sqft · built 1849
Lot Size	4.61 acres (200,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,777 (Sep 2019)
Tax Bill	$2,705 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4398-08-89-1980`

Property Details

APN / Parcel Number

Primary APN	`4398-08-89-1980`
Alternative APNs	`66-4398-08-89-1980` `66131400` `131400`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	5,078 sqft Living Area
1st Floor Area	2,262 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1849
Effective Year Built	Effective 1849
Exterior Material	Stone
Lot Area	200,812 sqft
Terrain	Above Road/Slope
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Deck Area	Deck Area
Shed	1 Shed
Shed Area	308 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	66131400
Street Address	3801 RIVER RD
City	READING
State	PA
Zip	19605-1345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PLAN NO 719 01
Legal Block	89
Legal Lot Number	1
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	3
Census Block	3010
Census Tract	12701

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3801 RIVER RD, READING, PA 19605-1345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Sep 25, 2019	Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2019 · Amount on Record
Deed Sale	Sep 25, 2019 · Amount on Record
Deed Document Number	201932862
Last Transfer Date	Dec 28, 2020
Transfer Doc	0000002203
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	Jan 15, 2021
Property Address	3801 RIVER RD, READING, PA 19605-1345
Document Number	0000002203
Map Reference	VOL 254 PG 32
Instrument Date	Dec 28, 2020
Instrument	2021002203
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	EDGE ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 RIVER RD, READING, PA 19605-1345

Mortgage

Document Number	0000002204
Date	Jan 15, 2021
Instrument	2021002204

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 25, 2019
Property Address	3801 RIVER RD, READING, PA 19605-1345
Document Number	0000032862
Map Reference	VOL 254 PG 32
Instrument Date	Sep 23, 2019
Instrument	2019032862
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	CONESTOGA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3801 RIVER RD, READING, PA 19605-1345

Mortgage

Document Number	0000032863
Date	Sep 25, 2019
Instrument	2019032863

Lender

Name	KEYSTONE FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,705.00 (-32.41%) Homeowner's exemption	$180,200 (-36.77%) Land $2,400 Building $177,800	$108,300 (-62%) Land $108,300
2024	$4,002.00	$285,000 Land $108,300 Building $176,700
1994			$285,000 Land $108,300 Building $176,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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