Boone County property record for 3917 River Bluff Rd, Union, KY 41091
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,592 sqft · built 2001 |
| Lot Size | 5.61 acres (244,372 sqft) |
| Owner | Company Name on File |
| Last Sale | $126,000 (Nov 2012) |
| Tax Bill | $3,986 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 032.00-02-006.00 |
| Primary APN | 032.00-02-006.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,592 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Lot Area | 244,372 sqft (5.61 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 3917 RIVER BLUFF RD |
|---|---|
| City | UNION |
| State | KY |
| Zip | 41091-8447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 RIVER VISTA (5.6057 AC) (32B-6) |
| Legal Subdivision | RIVER VISTA SUB |
| Legal Lot Number | 6 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | WALTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 70601 |
3917 River Bluff Rd is owned by a company that bought it in November 2012.
Source: Boone County records, as of November 21, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 101 BEACON DR, WILDER, KY 41076-2512 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2012 · Amount on File |
| Deed Sale | Nov 5, 2012 · Amount on File |
| Prior Sale | May 24, 2012 · Amount on File |
| Deed Document Number | 610107 |
| Deed Book / Page | D1012 / 446 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 3917 RIVER BLUFF RD, UNION, KY 41091-8447 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M4011/451 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | M4011/451 |
| Instrument | 722664 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Address | NEWPORT, KY 41076 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 25, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3917 River Bluff Rd was $3,986.
Source: Boone County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,986.00 | $350,000 Land $53,700 Building $296,300 | |
| 2024 | $350,000 (+8.19%) Land $53,700 Building $296,300 | ||
| 2023 | $3,756.00 (+3.44%) | $323,500 (-) Land $53,700 Building $269,800 | $323,500 (-) Land $53,700 Building $269,800 |
| 2022 | $3,631.00 | $323,500 Land $53,700 Building $269,800 | $323,500 Land $53,700 Building $269,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3917 River Bluff Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1997–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3917 River Bluff Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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