Boone County property record for 3840 River Bluff Rd, Union, KY 41091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,995 sqft · built 2000 |
| Lot Size | 6.34 acres (276,170 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,570 (Jun 2011) |
| Tax Bill | $3,930 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 032.00-02-010.00 |
| Primary APN | 032.00-02-010.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,995 sqft Finished Area |
| Basement Area | 1,395 sqft |
| Unfinished Basement | 1,395 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 276,170 sqft (6.34 acres) |
| Garage Type | Attached |
| Garage Area | 836 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 564 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3840 RIVER BLUFF RD |
|---|---|
| City | UNION |
| State | KY |
| Zip | 41091-8498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 RIVER VISTA (6.3358 AC) (32B-10) |
| Legal Subdivision | RIVER VISTA |
| Legal Lot Number | 10 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | WALTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 70601 |
3840 River Bluff Rd is owned and occupied by two individuals who bought it in June 2011.
Source: Boone County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3840 RIVER BLUFF RD, UNION, KY 41091-8498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2011 · Amount on File |
| Deed Sale | Jun 28, 2011 · Amount on File |
| Prior Sale | May 10, 2000 · Amount on File |
| Deed Document Number | 2011568698 |
| Deed Book / Page | 0993 / 855 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3840 River Bluff Rd was $3,930.
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,930.00 | $345,000 Land $84,700 Building $260,300 | |
| 2024 | $345,000 (+9.73%) Land $84,700 Building $260,300 | ||
| 2023 | $3,652.00 (+3.49%) | $314,400 (-) Land $84,700 Building $229,700 | $314,400 (-) Land $84,700 Building $229,700 |
| 2022 | $3,529.00 | $314,400 Land $84,700 Building $229,700 | $314,400 Land $84,700 Building $229,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3840 River Bluff Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1997–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3840 River Bluff Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures