Montgomery County property record for 3916 Ferrara Dr, Silver Spring, MD 20906
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,440 sqft · built 1981 |
| Lot Size | 0.049 acres (2,126 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $525,000 (May 2026) |
| Tax Bill | $4,348 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02015398 |
| Primary APN | 13-02015398 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,126 sqft (0.049 acres) |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02015398 |
|---|---|
| Street Address | 3916 FERRARA DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-4708 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R60 |
| Legal Description | GARRETT FOREST SEC 8 |
| Legal Subdivision | GARRETT FOREST |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 703501 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3916 FERRARA DR, SILVER SPRING, MD 20906-4708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 15, 2026 | Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Nov 29, 2017 | Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | Nov 29, 2017 · Amount on Record |
| Deed Book / Page | 70489 / 292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 15, 2026 |
| Property Address | 3916 FERRARA DR, SILVER SPRING, MD 20906-4708 |
| Document Number | 7048000292 |
| Book / Page | 70489 / 292 |
| Instrument Date | May 8, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530,250.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3916 FERRARA DR, SILVER SPRING, MD 20906-4708 |
| Document Number | 7048000304, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 70489/304 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 29, 2017 |
| Property Address | 3916 FERRARA DR, SILVER SPRING, MD 20906-4708 |
| Document Number | 0552910419 |
| Book / Page | 55291 / 419 |
| Map Reference | MB112 PL13117 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | COUNSELORS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3916 FERRARA DR, SILVER SPRING, MD 20906-4708 |
| Document Number | 0552910428 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 55291/428 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2047 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,833 (+6.78%) | $438,000 (-) Land $160,000 Building $278,000 | |
| 2025 | $4,348.00 (+18.57%) | $385,667 (+8.18%) | $438,000 (+21.84%) Land $160,000 Building $278,000 |
| 2023 | $356,500 | $359,500 Land $160,000 Building $199,500 | |
| 2022 | $3,667.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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