Montgomery County property record for 3922 Ferrara Dr, Silver Spring, MD 20906
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,965 sqft · built 1981 |
| Lot Size | 0.035 acres (1,520 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Jul 2018) |
| Tax Bill | $5,386 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02015365 |
| Primary APN | 13-02015365 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,965 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 525 sqft |
| Finished Basement | 525 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,520 sqft (0.035 acres) |
| Deck Area | 200 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02015365 |
|---|---|
| Street Address | 3922 FERRARA DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-4708 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R60 |
| Legal Description | GARRETT FOREST SEC 8 |
| Legal Subdivision | GARRETT FOREST |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 703501 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3922 FERRARA DR, SILVER SPRING, MD 20906-4708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jul 19, 2018 | Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2018 · Amount on Record |
| Deed Sale | Jul 19, 2018 · Amount on Record |
| Prior Sale | Apr 4, 2001 · Amount on Record |
| Deed Book / Page | 56337 / 315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3922 FERRARA DR, SILVER SPRING, MD 20906-4708 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 3922 FERRARA DR, SILVER SPRING, MD 20906-4708 |
| Document Number | 0663890205 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 66389/205 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3922 FERRARA DR, SILVER SPRING, MD 20906-4708 |
| Document Number | 0591320266 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3922 FERRARA DR SILVER SPRING MD 209064708, SILVER SPRING, MD 20906-4708 |
| Document Number | 0591320266 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 059132/000266 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 26, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 19, 2018 |
| Property Address | 3922 FERRARA DR, SILVER SPRING, MD 20906-4708 |
| Document Number | 0563370315 |
| Book / Page | 56337 / 315 |
| Map Reference | MB112 PL13117 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3922 FERRARA DR, SILVER SPRING, MD 20906-4708 |
| Document Number | 0056337322 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 56337/322 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $445,433 (+7.16%) | $475,200 (-) Land $160,000 Building $315,200 | |
| 2025 | $5,386.00 (+41.14%) | $415,667 (+10.42%) | $475,200 (+23.14%) Land $160,000 Building $315,200 |
| 2023 | $376,433 | $385,900 Land $160,000 Building $225,900 | |
| 2022 | $3,816.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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