3908 Ferrara Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3908 Ferrara Dr, Silver Spring, MD 20906

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,925 sqft · built 1981
Lot Size	0.058 acres (2,513 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (May 2006)
Tax Bill	$5,134 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02015148`

Property Details

APN / Parcel Number

Primary APN	`13-02015148`
Alternative APN	`02015148`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,925 sqft Living Area
1st Floor Area	700 sqft
Basement Area	525 sqft
Finished Basement	525 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,513 sqft (0.058 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02015148
Street Address	3908 FERRARA DR
City	SILVER SPRING
State	MD
Zip	20906-4708
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R60
Legal Description	GARRETT FOREST SEC 8
Legal Subdivision	GARRETT FOREST
Legal Block	4
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	4
Census Block	4004
Census Tract	703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3908 FERRARA DR, SILVER SPRING, MD 20906-4708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2006 · Amount on Record
Deed Sale	May 4, 2006 · Amount on Record
Prior Sale	May 4, 2006 · Amount on Record
Deed Document Number	200648558
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3908 FERRARA DR, SILVER SPRING, MD 20906-4708
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0620950496
Date	Mar 5, 2021
Book Page	62095/496

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	233 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,533 (+6.86%)	$445,400 (-) Land $160,000 Building $285,400
2025	$5,134.00 (+18.93%)	$391,667 (+9.93%)	$445,400 (+22.09%) Land $160,000 Building $285,400
2023		$356,300	$364,800 Land $160,000 Building $204,800
2022	$4,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20