San Diego County property record for 3905 Estancia Dr, Oceanside, CA 92058
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,501 sqft · built 2000 |
| Lot Size | 0.14 acres (6,089 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $718,000 (Nov 2021) |
| Tax Bill | $8,488 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone A99 (high risk) |
| APN | 158-674-31-00 |
| Primary APN | 158-674-31-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,501 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 6,089 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3905 ESTANCIA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-7987 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-H |
| Legal Description | LOT 200 TR 013723 |
| Legal Subdivision | RIO VISTA |
| Legal Tract | 013723 |
| Legal Block | 2 |
| Legal Lot Number | 200 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18622 |
Source: San Diego County records · APN 158-674-31-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3905 ESTANCIA DR, OCEANSIDE, CA 92058-7987 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 02, 2021 | Grant Deed, Transfer · Conventional Mortgage HOMEPLUS CORP |
| May 07, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2021 · Amount on Record |
| Deed Sale | Nov 02, 2021 · Amount on Record |
| Prior Sale | Jul 20, 2015 |
| Deed Document Number | 2021760769 |
| Prior Transfer Date | Apr 07, 2015 |
| Prior Transfer Doc | 0000379904 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 02, 2021 |
| Property Address | 3905 ESTANCIA DR, OCEANSIDE, CA 92058-7987 |
| Document Number | 0000760769 |
| Map Reference | MAP 13723 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2021-0760769 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3905 ESTANCIA DR, OCEANSIDE, CA 92058-7987 |
| Document Number | 0000760770 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 2021-0760770 |
| Name | HOMEPLUS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3905 ESTANCIA DR, OCEANSIDE, CA 92058-7987 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000232913 |
|---|---|
| Date | May 07, 2020 |
| Instrument | 2020-0232913 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $777,182 (+2%) Land $434,050 Building $343,132 | |
| 2025 | $8,488.00 (+5.22%) Homeowner's exemption | $761,944 (+4.04%) Land $425,540 Building $336,404 |
| 2023 | $8,067.00 (+1.55%) Homeowner's exemption | $732,359 Land $409,017 Building $323,342 |
| 2022 | $7,944.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A99 high risk · federal flood protection under construction |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 69 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 102 units insured incl. 33 condo units |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Generate-Ubiquity Holdings, T-Mobile USA, Verizon.
Based on FCC filings for 645 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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