3909 E Desert Flower Ln, Phoenix, AZ 85044 Property Records

Maricopa County property record for 3909 E Desert Flower Ln, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,232 sqft · built 1987
Lot Size	0.173 acres (7,520 sqft)
Owner	Company Name on Record
Last Sale	$380,000 (Dec 2017)
Tax Bill	$2,800 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Aug 2024 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`301-29-752`

Property Details

APN / Parcel Number

Primary APN	`301-29-752`
Alternative APN	`301297529`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,232 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	2,232 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,520 sqft (0.173 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool Type
Pool Area	400 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3909 E DESERT FLOWER LN
City	PHOENIX
State	AZ
Zip	85044-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MOUNTAIN PARK RANCH UNIT 21-A MCR 296-10
Legal Range	3E
Legal Township	1S
Legal Section	24
Legal Subdivision	MOUNTAIN PARK RANCH UNIT 21-A
Legal Lot Number	112
Legal Unit	21-A
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3010
Census Tract	116710

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3909 E DESERT FLOWER LN, PHOENIX, AZ 85044-4506
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Aug 2, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Dec 1, 2017	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
May 12, 2017	Warranty Deed, Transfer LAWYERS TITLE, LAWYERS TITLE/AZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2017 · Amount on Record
Deed Sale	Dec 1, 2017 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Deed Document Number	2017892197
Last Transfer Date	Aug 2, 2024
Transfer Doc	0000412682
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3909 E DESERT FLOWER LN, PHOENIX, AZ 85044-4506
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 E DESERT FLOWER LN, PHOENIX, AZ 85044-4506

Mortgage

Document Number	0001215776
Date	Nov 12, 2021
Instrument	20211215776

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 28, 2031

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 2, 2024
Property Address	3909 E DESERT FLOWER LN, PHOENIX, AZ 85044-4506
Document Number	0000412682
Map Reference	MB 296 PG 10
Instrument Date	Aug 2, 2024
Instrument	20240412682
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3909 E DESERT FLOWER LN, PHOENIX, AZ 85044-4506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 E DESERT FLOWER LN, PHOENIX, AZ 85044-4506

Mortgage

Document Number	0000788063
Date	Aug 26, 2020
Instrument	20200788063

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	8%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3909 E DESERT FLOWER LN, PHOENIX, AZ 85044-4506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 E DESERT FLOWER LN, PHOENIX, AZ 85044-4506

Mortgage

Document Number	0000888554
Date	Sep 22, 2020
Instrument	20200888554

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	8%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 1, 2017
Property Address	3909 E DESERT FLOWER LN, PHOENIX, AZ 85044-4506
Document Number	0000892197
Map Reference	MB 296 PG 10
Instrument Date	Nov 29, 2017
Instrument	2017-0892197
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	644 W HAZELWOOD ST, 644, PHOENIX, AZ 85013-2727

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3909 E DESERT FLOWER LN, PHOENIX, AZ 85044-4506

Mortgage

Document Number	0000892198
Date	Dec 1, 2017
Instrument	2017-0892198

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 12, 2017
Property Address	3909 E DESERT FLOWER LN, PHOENIX, AZ 85044-4506
Document Number	0000347205
Instrument Date	Apr 4, 2017
Instrument	347205
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Amount	Amount Recorded
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14439 S 24TH PL PHOENIX AZ 850489016, PHOENIX, AZ 85048-9016

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,500 (+48.78%)	$475,000 (+8.8%) Land $95,000 Building $380,000
2025	$2,800.00 (+2.79%)	$31,927 (-32.19%)	$436,600 (-7.26%) Land $87,300 Building $349,300
2024		$47,080	$470,800 Land $94,100 Building $376,700
2023	$2,724.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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