3901 Cold Spring Rd, Williamsburg, VA 23188 Property Records

James City County property record for 3901 Cold Spring Rd, Williamsburg, VA 23188 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2003
Square Footage	3,270 sqft Living Area
Lot Size	15,202 sqft (0.348 acres)
Occupancy	Owner Occupied
Last Sale	$505,000 (2020)
Tax Bill	$5,691.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`38-3 16-0-0058`
Alternative APN	`26774`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Total Rooms	10 Rooms
Building Area	3,270 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Wood Siding Exterior
Foundation Type	Raised Foundation
Roof Material	Composition Shingle Roof
Lot Area	15,202 sqft (0.348 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	665 sqft Garage

Exterior Amenities

Deck Area	350 sqft Deck
Patio Area	336 sqft Patio
Porch	Open Porch
Porch Area	71 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	26774
Street Address	3901 COLD SPRING RD
City	WILLIAMSBURG
State	VA
Zip	23188-2781
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L-58 PH-6B POWHATAN SECONDARY
Legal Subdivision	POWHATAN SECONDARY
Legal Phase	6B
Legal Lot Number	58
Jurisdiction	JAMES CITY VA
Minor Civil Division	JAMESTOWN
Census Blockgroup	2
Census Block	2008
Census Tract	80209

Owner

Source: James City County records · APN 38-3 16-0-0058

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3901 COLD SPRING RD, WILLIAMSBURG, VA 23188-2781
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Prior Sale	Sep 02, 2003 · Amount on Record
Deed Doc Number	200012465
Record Refreshed	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 11, 2020
Property Address	3901 COLD SPRING RD, WILLIAMSBURG, VA 23188-2781
Document Number	0000012465
Instrument Date	Aug 06, 2020
Instrument	12465
Transaction Type	Transfer
Record Updated	Sep 08, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 COLD SPRING RD WILLIAMSBURG VA 231882781, WILLIAMSBURG, VA 23188-2781

Mortgage

Document Number	12467
Date	Aug 11, 2020
Instrument	12467

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,691.00 (+6.41%)	$685,700 (+42.47%) Land $102,400 Building $583,300	$685,700 (+42.47%) Land $102,400 Building $583,300
2024	$5,348.00 (+33.9%)
2023	$3,994.00	$481,300 Land $82,200 Building $399,100	$481,300 Land $82,200 Building $399,100
2022	$3,994.00 (+18.66%)
2019	$3,366.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.