3915 S Ruess Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 3915 S Ruess Rd, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Apr 2024)
Tax Bill	$2,114 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-04-300-003`

Property Details

APN / Parcel Number

Primary APN	`010-04-300-003`
Alternative APN	`0100430000300`

Exterior

Lot Area	19,602 sqft (0.45 acres)

Location & Zoning

Street Address	3915 S RUESS RD
City	OWOSSO
State	MI
Zip	48867-9276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 4 T6N R2E COM 558 FT N & 2 RDS E OF SW COR OF SEC N 131 FT 10 IN E 9 RDS S 131 FT 10 IN W 9 RDS TO BEG 1.9 ACRES
Legal Range	02E
Legal Township	06N
Legal Section	04
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	BENNINGTON
Census Block Group	2
Census Block	2010
Census Tract	31401

Owner

Source: Shiawassee County records · APN 010-04-300-003

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	801 NIETLING ST, CHESANING, MI 48616-1724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MORTGAGE 1 INC
Apr 23, 2024	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Dec 12, 2023	Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 23, 2024 · Amount on Record
Deed Sale	Apr 23, 2024 · Amount on Record
Prior Sale	Dec 12, 2023 · Amount on Record
Deed Document Number	20243380949
Deed Book / Page	1316 / 703
Prior Transfer Date	Sep 26, 2001
Prior Transfer Doc	0011560542
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	3915 S RUESS RD, OWOSSO, MI 48867-9276
Transaction Type	Mortgage
Record Updated	May 09, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 NIETLING ST, CHESANING, MI 48616-1724

Mortgage

Document Number	0013160708
Date	Apr 23, 2024
Book Page	1316/708
Instrument	3380955

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	43456 MOUND RD, STERLING HEIGHTS, MI 48314

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 23, 2024
Property Address	3915 S RUESS RD, OWOSSO, MI 48867-9276
Document Number	0013160703
Book / Page	1316 / 703
Instrument Date	Apr 17, 2024
Instrument	3380949
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3915 S RUESS RD, OWOSSO, MI 48867-9276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 NIETLING ST, CHESANING, MI 48616-1724

Mortgage

Document Number	0003380954
Date	Apr 23, 2024
Instrument	3380954

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Mortgage

Document Number	0013160707
Date	Apr 23, 2024
Book Page	1316/707
Instrument	3380954

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	43456 MOUND RD, STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

December 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	SHIAWASSEE MI
Recording Date	Dec 12, 2023
Property Address	3915 S RUESS RD, OWOSSO, MI 48867-9276
Document Number	0013120895
Book / Page	1312 / 895
Instrument Date	Dec 06, 2023
Instrument	3377077
Transaction Type	Foreclosure
Record Updated	Dec 28, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS RD STE 200A, 200A, ANAHEIM, CA 92806-5948

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Bennington Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,300 (+10.74%)	$154,600 (+10.74%)
2025	$2,114.00 (+56.25%) Homeowner's exemption	$69,800 (+19.93%)	$139,600 (+19.93%)
2024	$1,353.00 (+16.34%)
2023	$1,163.00 Homeowner's exemption	$58,200	$116,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
DayStarr	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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