3937 S Ruess Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 3937 S Ruess Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Jul 2015)
Tax Bill	$1,383 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-04-300-004`

Property Details

APN / Parcel Number

Primary APN	`010-04-300-004`
Alternative APN	`0100430000400`

Exterior

Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	3937 S RUESS RD
City	OWOSSO
State	MI
Zip	48867-9276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 4 T6N R2E COM 28 RDS 8 FT N & 2 RDS E OF SW COR OF SEC E 9 RDS N 88 FT W 9 RDS S 88 FT TO BEG
Legal Range	02E
Legal Township	06N
Legal Section	04
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	BENNINGTON
Census Block Group	2
Census Block	2010
Census Tract	31401

Owner

Source: Shiawassee County records · APN 010-04-300-004

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3937 S RUESS RD, OWOSSO, MI 48867-9276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 29, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2015 · Amount on Record
Deed Sale	Jul 31, 2015 · Amount on Record
Prior Sale	Jul 31, 2015 · Amount on Record
Deed Document Number	20153276359
Deed Book / Page	1213 / 172
Last Transfer Date	Jul 09, 2021
Transfer Doc	0012860059
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 11, 2021
Property Address	3937 S RUESS RD, OWOSSO, MI 48867-9276
Document Number	0012860059
Book / Page	1286 / 59
Instrument Date	Jul 09, 2021
Instrument	3349865
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3937 S RUESS RD, OWOSSO, MI 48867-9276

Mortgage

Document Number	3349866
Date	Aug 11, 2021
Instrument	3349866

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	3937 S RUESS RD, OWOSSO, MI 48867-9276
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3937 S RUESS RD, OWOSSO, MI 48867-9276

Mortgage

Document Number	0012730467
Date	Sep 29, 2020
Book Page	1273/467
Instrument	3337150

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	158 Months
Due	Nov 01, 2033

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Bennington Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,700 (+13.38%)	$147,400 (+13.38%)
2025	$1,383.00 (+3.21%) Homeowner's exemption	$65,000 (+19.05%)	$130,000 (+19.05%)
2024	$1,340.00 (+16.42%)
2023	$1,151.00 Homeowner's exemption	$54,600	$109,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
DayStarr Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 46 locations within half a mile of this property.

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