Hamilton County property record for 3915 Reading Rd, Cincinnati, OH 45229 · Last verified July 2026
| Property Type | Commercial > Retail |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1928 |
| Square Footage | 66,000 sqft |
| Lot Size | 22,172 sqft (0.509 acres) |
| Last Sale | $305,000 (2024) |
| Tax Bill | $6,632.00 (2025) |
| Primary APN | 111-0003-0019-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 4 Rooms |
| Building Area | 66,000 sqft |
| Basement Area | 2,000 sqft Basement |
| Stories | 3 Stories |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Lot Area | 22,172 sqft (0.509 acres) |
| Depth X Width | 220 ft x 100 ft Depth x Width |
| Heating System | HVAC Heating |
|---|
| Street Address | 3915 READING RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45229-1653 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | 3915 READING RD 100 X 220 LOT 24 ROSE HILL SUB |
| Legal Subdivision | ROSE HILL SUB |
| Legal Lot Number | 24 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | CINCINNATI |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 6502 |
Source: Hamilton County records · APN 111-0003-0019-00
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1117 WAREHAM DR, CINCINNATI, OH 45202-1531 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage FIRST COMMONWEALTH BANK |
| Mar 08, 2021 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY TRUST BANK INC |
| Jul 02, 2018 | Deed of Trust, Mortgage · Line of Credit RIVERHILLS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2024 · Amount on Record |
| Deed Sale | Jun 27, 2024 · Amount on Record |
| Deed Doc Number | 202444224 |
| Deed Book / Page | 15196 / 2925 |
| Prior Transfer Date | Jun 17, 2024 |
| Prior Transfer Doc | 0000044224 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 22, 2026 |
| Property Address | 3915 READING RD, CINCINNATI, OH 45229-1653 |
| Document Number | 0000040565 |
| Book / Page | 15672 / 1174 |
| Instrument Date | May 21, 2026 |
| Instrument | 202640565 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | 266 |
| Address | 1117 WAREHAM DR, CINCINNATI, OH 45202-1531 |
| Document Number | 0000040565, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 15672/1174 |
| Instrument | 202640565 |
| Name | FIRST COMMONWEALTH BANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3915 READING RD, CINCINNATI, OH 45229-1653 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029188 |
|---|---|
| Date | Mar 08, 2021 |
| Book Page | 14369/2824 |
| Instrument | 2021-0029188 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3915 READING RD, CINCINNATI, OH 45229-1653 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000056816 |
|---|---|
| Date | Jul 02, 2018 |
| Instrument | 18-0056816 |
| Name | RIVERHILLS BANK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Jun 29, 2023 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,632.00 (+0.67%) | $79,667 (-) Land $24,255 Building $55,412 | $227,620 (-) Land $69,300 Building $158,320 |
| 2024 | $6,588.00 (+0.26%) | $79,667 (-) Land $24,255 Building $55,412 | |
| 2023 | $6,571.00 (+5.44%) | $79,667 (+16.37%) Land $24,255 Building $55,412 | $227,620 (+16.37%) Land $69,300 Building $158,320 |
| 2022 | $6,232.00 | $68,461 Land $22,831 Building $45,630 | |
| 2020 | $195,600 Land $65,230 Building $130,370 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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